Hi everyone, whats the best insurance company for luxury watches in Quebec, Canada ?

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Had to find something recently in Ontario thats not a rider to a home insurance policy. Only one I came across that seemed good was Chubb (same as Hodinkee) via Marsh, ended up being like 2% of value per year.

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Just make sure the coverage is sufficient for you. A lot of what I found did not cover loss or damage when traveling or wearing outside of home and the few that did ended up being more experience to cover the value of the watch

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Why would you insure, isn’t that going to just cost more then the watch in the long term?

For me less than 2% of value per year to give me peace of mind wearing a material percentage of my net worth while traveling and frequently over 50 years was worth it.

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Maybe not helpful or relevant to you but a data point from NY: my renter insurance with Lemonade covers a 10k watch for $60/yr (0.6%) from theft, accidents, etc

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