Hi Folks,
Just joined
Accenture India
Any suggestions on how to structure the compensation plan.
No investments at the moment.

LTA options - 0 ,13000 or 26000
Eps option - should we take Or leave it
Pf total deduction from ctc - 0, 3600 or 10000

Anyone with suggestions, thanks to them in advance

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If I were In your shoes, I would chose LTA 26000 and pf 10000

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No travel could complete min 26k and more pf contribution leads to more saving and pf having highest interest 8%, you can not get from any funds or FD. N if you need money you can withdraw.

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You can save just 7800 which is 30% of 26000 if you choose LTA. But you can use LTA once in two years & you will get money for traveling only also that is also after reimbursement (everyone know it's tidious to keep tickets submit them & all). Moreover if you travel to use LTA benifit. You may spend more during travel days for ex. For local travel, spending, accomodation etc. So I would suggest opt 0 LTA it will come to your monthly salary.

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Hi, you have the compensation sheet you can check there are if you have any queries, directly call the hr she will be able to help you.. if that's not the case kindly share your salary breakup for readers to Better understand your question.. BTW what's your YOE-?

Yoe 3
Fixed in 14lpa
Hr says that it is moreover a personal decision.
Rest components in ctc are not editable. Balance out will come under taxable slab.

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