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I feel nps is worst cause after retirement you will only get 60% of the corpus and rest 40% goes into annuity
Go for SIP
Thank you for your reply. I will look into SIPs more.
Hi. Consider NPS upto the limit which gives tax benefit for you. If you factor in tax benefit, very low AMC charge, no tax upto 60% when you reach 60, and other benefit, NPS is a good investment for retirement - i repeat, for retirement.
Thank you for your reply. I am mostly thinking from a retirement point of view. I am thinking of investing both in SIPs and NPS for now. Kind of like a hybrid thing so it's like a win win on both fronts.