I am currently looking for cost conscious 401 (k) Safe Harbor Small Business Plan offerings. The participants would have self-directed accounts and the Plan would permit investing in company stock. Any suggestions on Plan providers welcome; no need to critique the approach except in terms of IRS rules or other legal barriers (primarily, did I present requirements incorrectly, presumably). The Plan will be part of a ROBS (RollOver as Business Startup)

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

Hi! Anyone attend law school part-time while working full time? If so, would you be willing to share the total debt you graduated with? I only ask because I have not been able to find any info related to this online (only stats on full-time students).

I will be submitting applications to schools in one month, but really want to gain a better understanding of finances during and after graduating from law school.

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

What is the name of the credit card that gives you United PQM for each dollar spent?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

How much do y’all spend on rent

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Anyone else think Dave Ramsey is a little full of himself? I applaud the work he does to get people out of debt. But alot of other things he says are not complete accurate and he comes across as smug

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Anyone get public service loan forgiveness? The stats of only 1% qualifying is always wild to me. I know people have made blatant errors (not make sure their jobs qualify, not consolidating their loans, etc) but still....

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

For those of you who made your first million in net worth, what did you do next?

How do you get over the anxiety of an impending deadline and just write?

Recruiter from dream agency reached out to me for a job. Could not connect in time before he left the agency. Reached out to his replacement and he won’t respond. It’s been weeks. WTF

Best job listing site for Account Management roles in Los Angeles?

It’s a little weird that the Effies have a Holding Company of the Year award isn’t it? Like, good job on restructuring distressed assets?

Is poaching a paralegal as a rising 5th year a thing? I’m lateraling and I wanna do it.

Hi. How much is the average hike annually? In which month this hike becomes the effective every year?

Would you consider joining Oracle consulting or Deloitte USI for Oracle Cloud technology profile.

What is hike % seen at pwc india tech consulting in Mumbai .
Help me understand the hike and ratings?

Question for anyone who might know - it appears to me Rasmussen releases a poll every week day or close to that, but day to day their margins swing three percent or more, which I think is outside the margin of error (can’t speak for every single poll). How is that kind of change possible from day to day?

Lots of right wing hysteria about liberals trying to engineer equality of outcome to correct sexual/racial inequities (in higher ed, for example). I think we all want socioeconomic, gender and racial barriers to opportunities to be addressed, but no significant number of people really believe in equality of outcome right? This is just a straw man argument.

Tips/Nuggets for switching departments within an agency.

Marketing folks - may I ask how much you are earning based on yoe? I’m trying to make the transition and want to understand better about the salary range.

Which one should I choose : TCS - 26L, Eli Lilly - 31L, Mphasis - 34.5 L. Fixed mentioned +10-15% variable each. Want to have work life balance, growth and stability. YoE 15 and job location Bengaluru ?

Does PwC provides joining bonus

How do you handle billing disputes? Already feel like we’re a steal compared to other firms, but it’s the pits when clients kvetch about the bill after working hard on their matters. For five figure disputes, anyone recommend collections? Don’t really want to institute retainers, especially since it doesn’t seem common for our practice area.

Does anyone have any insights on the Certificate Investment Performance Measurement (CIPM)?

Hi Fishes,
Can anyone please guide me about appraisal at DXC technology ?
What is the cycle for appraisal ? Is it Apr-Mar?
And what is the average hike to an average performing employee ?

Hi fishes,

I want to know the work environment, work life balance, growth and all things about CAPCO ?
Can you please suggest?

I’d be curious to learn about the UK equivalent

Anyone using a ROBS with a real estate aspect?

Advice sought: I’m looking at including real-estate investments as part of my business plan to minimize expenses and offsetting inflation. I understand that real estate development itself is a better real estate focus.

Welcome to a discussion of opportunities, restrictions, and ambiguities within ROBS along with personal experiences, questions, and hopefully some humor.

401K fiduciary responsibilities and other requirements for a Safe Harbor Plan? I will be creating the plan under a C Corp holding company with operational LLCs. All employees will be informed of the 401K including rollover opportunities.