I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Is QEF inclusion dividend or not? Sometimes, I see QEF inclusion reported on Line 11i and sometimes on Line 6a. I think we can rely on Sec. 1293(c) but I think it’s not foolproof. My hunch is since QEF regime is tailored to treat the PFIC similar to domestic mutual funds, we should not treat the QEF inclusion as dividends. Any help is appreciated.

Anyone investing in index annuities? Can someone explain why this is beneficial?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

Cash out speculative stock portfolio (tech and fin holdings) and buy more cryto?

Looking for a great realtor with knowledge of East Austin. Any recs?

Start raising cash family. Take some profits. 4/14 3:51 est

I be wanting to go off but then I check my bank app, calm down, and keep working.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

So what’s everyone buying? I just got me some ETH, ALGO and GRT.

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

How is the AMEX account in IBM?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Investing noob. Just started putting money in back door Roth IRA. Have been losing money each month. I thought the market was doing well… what gives?

After nearly a year WFH and being with my family 24/7, I’m not entirely sure we actually like each other. Or maybe they don’t like me being at home. Or they don’t like me. Probably the latter 😞

Hi All,
I will be joining MasterCard in the next two weeks, and my BGV application is still pending.
Is there any idea how long it will take to complete BGV, and will there be any consequences if BGV is not completed before joining date?

Looking for inspiration from real people versus youtubers..

Post a picture of your home office. Starting my first WFH job and I'm looking for ideas! Top accessories? 13x13 guest room is the desired location. TIA 😊

What are your LTI expectations this year?

Avg level 8 assoc mngr salary in accenture?
YOE -10
LOC PA/NY
Tech salesforce/veeva

I’ve noticed a pattern of vets in my area not reporting animal hoarding, even though it’s required by the state. Should I speak up?

Is there an appropriate way to turn down an assignment because it is non-billable? Two of the partners I work for keep asking me to write client bulletins and articles with them, which is great, but now I’m starting to worry about meeting my billable hours requirement.

Hi fishes, I joined Tavant technologies few months ago. I wanted to know more about appraisal process in this company like when will the appraisal meeting happen, what's the usual rating and hikes one gets there. Also from when will this reflect in payroll.
PS - I really have lot of commitments going forward, so these details will help me plan accordingly.
Thanks in advance. @tavant

How is PWC SDC external audit practice? I am Chartered Accountant with 2.5 YOE. Currently working with EY GDS as Senior and have offer letter from PWC SDC of 17.75 and offering Senior Associate 2. Any folks here from PWC SDC who can help me to decide please.

Anyone have any headhunter recos in Seattle?
Have any suggestions how a creative breaks into tech?

Hello,

I got selected for S&P platts, can someone please give review about that?

Any suggestions for growing 4C hair to be healthy and retain length? I just big chopped again due to some color damage and need advice for maintaining my hair while in quarantine.

Wondering if I should look into anxiety meds (or if I’m just a baby and need to get used to this life).

Have you tried any? Did it help? Affect your productivity? Which ones? tya!

Hello people of San Diego! Would love to hear how y’all are affording to live here comfortably. Please state your company, position, TC, YOE, and do you have a side hustle? I’ll start - I’m an advisor in Wealth Management with TC of $70k, 3 YOE and no side hustle. Among other things, rent just jumped from $2500 to $3700 for 2 bedroom and areas were looking at. I’d like to “make it” here but if it means switching career to make money I’d like to get an idea to make the right job change.

For the NY CPAs out there- how long did it take to receive your license? I submitted my application in late October (incl. transcript, work experience form, etc.) but haven’t heard anything. Is this normal?

From where do we get Form 26AS?

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

hello, in elss is mirrae tax saver good or quant tax plan?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

Crypto, any idea about Shiba Inu?

Given the current downturn in US markets and specially Cypto, what's your strategy?

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.