What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Anyone buying a place during Covid times in Denver? How's it going?

Hiya! Looking to move to Arlington, prefer Ballston area. Anyone know of any decent deals or specials? What can be negotiated for a new renter? Interested in a one bedroom :)

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Any opinions on Atlanta vs. Vegas IMC Markets?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

My 401k technology stocks are down 27% as I started beginning of last year!
Hold and ride OR some other recommendation?

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Cash out speculative stock portfolio (tech and fin holdings) and buy more cryto?

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Is the pace and WLB a lot different between T1 and T2 firms in the middle east?

Any female fish in the nyc area like dating guys 35+?

Hi - Can anyone share some light on the EY-Parthenon GDS service line? Is it similar to overall EY GDS or are there any EYP related differences? I heard they support the EYP case teams and work-life balance is a challenge.
Any EYP professionals here please weigh in with your thoughts.

Perspective: monogamy is anti-human nature; in this era where each parent could raise a kid independently, marriage tends to be a shackle on many aspects of life. We live once, why does society expect us to live with 1 person for 60+ years? No wonder divorce rates are through the roof!

Leadership role in my state university’s alumni group vs leadership role at my firm’s early career group? Want to develop ways to show leadership for MBA applications in a few years. Thoughts?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

What's the best comms agency you've worked at where TEAMS actually communicate well?

Guys, can you list down your experience in working with EY, which you are missing in your previous job. Or, something good at your previous job which is missing in EY. Please comment those. It can be anything like good project, managers, WFH, benefits, flexibilities, Hi, 

I want to cancel this 200Rs Netflix membership for this month. How to change this in my card settings, I am not able to find the settings in ICICI website to cancel this. 

Who does the Director of Product Marketing typically report to (besides the CEO in tiny startups) ? VP of Marketing? I can't imagine it would be housed under Product/Engineering...

All this ghosting reminds me of asking girls to prom

Any consultants out there in the Digital Strategy realm?

Has oracle ever revoked offer letter at time of joining?

Made M1 this year.Advisory practice. Secret to fast track SM? Utilization vs Selling work what should be the focus? Any tips who made M1 to SM within 3 years?

I have a friend who spent the last 4 yrs as a stay-at-home dad caring for his special needs child. He’s ready to get back in the workforce and make a career change to IT. How does he get started?

Which one would you pick?

Big name shop. Shitty account, but you get opportunities beyond that.

Shop with bad reputation that lacks PR and hardly enters awards but has a lot of book-worthy projects.

Anyone has done state OCS, which is 18 months long and has any insights to share?

Does someone know good instructors to get SCM certification?

Managers at Accenture Strategy (South), what was your pay increase going from consultant to manager? Any promotion bonuses?

Best long term investment strategy against inflation to get to a large nest in for retirement?

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Are we on recession? My portfolio is super down - low cost ETF investor here

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Anyone investing in index annuities? Can someone explain why this is beneficial?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Have 20k, what’s a good small business to start with this fund? Serious question here

Decided to payoff my mortgage.

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Are investment properties good for retirement?

FIRE - What is your total net worth so far? What's your profile?