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Decided to payoff my mortgage.
Are investment properties good for retirement?
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Awesome! Doing similar I was able to save up a huge down payment for a house and just bought it. Life is good. Take advantage of living with parents and being on their health insurance while you can.
Can I message you please wanna discuss the down payment and loving with parents as you are probs in same boat as me but you bought the house already
Coach
There's going to be people here who will post their savings rate without understanding the formula to calculate it (it's basically retirement account contirbutions+taxable investment contributions+principle paid off loan+401K matches, etc / Take-home pay + pre-tax 401K contributions+ 401K match)
Mine is shaping up to be just above 60% for 2021
Lol "pretty satisfied" with saving 2/3 of your take home pay...??? Normal people cannot do this and this is a clear humble brag.
I hate it here.
EY1 spot on! This person needs to get their money up not their funny up GRRRR
Mentor
~43%
Single income household, supporting 2 families.
Mentor
Mine and my parents
Why are you "saving it"? I hope you mean investing
80-90%. Only reason I got to that percentage this year was bc I moved back in with my parents this year and despite my many attempts, they rarely allow me to pay for any household expenses. I also don’t have any real liabilities (no car, student debt, etc.). I know I’m probably an unusual case, but this has also been an unusual year.
90%
Have no real expenses
$425K saved/invested, 70%
220k, 27%
60% is invested/saved.