What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

1000$ rsu is equivalent to how much Indian Rs ?

#1) 1000*(USD value) or
#2) 1000 * Qualys stocks ( 130 USD)

Could you please clarify rsu calculation ?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Personal finance book recommendations?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Whats the benefit of a roth ira vs an individual brokerage account?

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Hi there. Has anyone here invested in a manual car wash? If so, how profitable is it realistically and also what to look for when buying one? Thanks in advance:)

I am curious how Onesource Income tax stacks up against it's competition.

How do you effectively plan for retirement?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

About to get married this year. Last weekend my partner:"Oh, I totally forgot about that - I have another property under my name in another country." Sketchy or not..? She's not super rich so.. How can someone forget about that..?

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

ACN people where can I find discount programs for employees? Looking to see if there's anything special specific to home owners insurance.

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

Anyone else holding out to 1 year AT LEAST, in order to get long term cap gains tax rate? 🙏🏻 every day passing is a day closer

Did anyone attend L3 round in State Street. How this round is going to be?

have an offer from
Target Corporation -- TC 30LPA as a Sr. Engineer(Full stack) And
Rubrik TC 30LPA + 750 RSUS as a Sr. Full Stack Dev
Really confused about wherel should go,
Target tech stack - Java Spring boot microservices, React, Postgres, Mongo(The tech stack am comfortable with)
Rubrik tech stack Python Microservices, Postgres backend and Angular fronend.(The tech stack have never worked with)
comes down to Tech stack and WLB, Where should i join?

Does anyone have any career insight for a tax associate in corp dev? Is it as lucrative as regular corp dev? What do you do on a day-to-day basis?

Hi

Is there any vaccancy in Accenture (Bangalore Location) for Semi-Qualified CA (Articleship if done from Deloitte)?
If there is any kindly let me know.

A customer brought me a Christmas gift today. So sweet. What's the nicest thing a customer has ever done for you?

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

FAR, what a pain..that’s all

Any Bengali female 🐠 in this bowl?

Would folks be open to participating in a “PM Office Hours” style discussion?

Flexible on format etc; here’s what I’m thinking:
- We choose a particular problem for a week (/month?) which a lot (all?) PMs face regularly. E.g. “stakeholder mapping”
- we have a “Fishbowl Live event” where we (practicing PMs) can discuss what we have seen work / not work/ brainstorm solutions for someone with a specific problem.

The idea is to provide multiple peer perspectives, and hopefully something useful

Any senior level creatives or CDs from Fitzco here?

What are all the product based companies available in Chennai location. If you know please comment.

How do you guys do DD on NFTs?

what shoes does everyone lift in ?

What do you do when your new creative director turns out to be cheesy as hell? Moving concepts to very cheesy/lame directions

Looking to move to New York - does anyone know which agencies are hiring these days?

Have 20k, what’s a good small business to start with this fund? Serious question here

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Are we on recession? My portfolio is super down - low cost ETF investor here

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Anyone investing in index annuities? Can someone explain why this is beneficial?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

FIRE - What is your total net worth so far? What's your profile?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?