I have a free night award that deposits in July, can I book a Bonvoy hotel with points *now* and then apply the free night once it hits in a few weeks or do I need to wait for it to hit my account before booking?

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I just checked Points Guy, Bonvoy just updated their policy allowing up to 15k points to "top up" if your certificate doesn't take you far enough (e.g. 45k certificate allows you to reserve up to a 60k room by contributing an addition 15k)

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