I have CSR. Thinking of adding AX Platinum or Cap One Venture X to capture bonus and get more lounge access. Which combo is best? (Have friends offering referrals for both).

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Only new thing that venture x gives is 2 lounges and highest rental car status. Platinum gives a ton more benefits. However it’s a lot harder to get back the annual fee, so make sure it’s worth it.

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Have all 3 and get enough value to offset all fees. Venture X will be the easiest to get the AF back. Plat is worth it if you’re already spending money on some of the things credits offset.

If you lean platinum and EVER think you’ll want an Amex gold, get the gold first. Amex launched language for subs across a number of their cards in the last 60 days that prevents you from getting a sub in a lower tier card if you already have a more premium card in their ‘card family’. IE, gold -> plat = sub for both. Plat -> gold = only sub for plat because it’s the more premium card.

The above is annoying but worth considering if you’re going in to that ecosystem

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I have CSR and Venture X. I also live in a city with a Cap One lounge (which is super nice btw). Plat makes zero sense for me.

I like the Venture X combo better because it’s more earning focused (2x on non bonus categories) and still adds on the perks side (Cap 1 lounges, Plaza Premium lounges).

Amex Plat is only worth it if you can truly maximize the credits/you already use those services.

I chose Plat - I was already spending money on the services it offers so it made a lot more sense.

I have the CSP to go with it.

What other lounges do you need. The JPM Palladium card has an undocumented benefit of the United lounge.

Caviar = an entire day per diem on my federal per diem. EY1 eats dinner more than my hotel per diem at a Hampton Inn.

I would get in this order, VX, amex gold, then amex platinum, then down grade your CSR to CSP.

If you still have your CSR $300 travel credit then push VX to the end of that order

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