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Hi everyone, interview for entry level Allstate claims position. Should I take it being 3 business days since my final interview and no offer. The interviewer said to give it a week and that she was gna give my info to hiring manager to review, but I thought she was the hiring manager since this was the 2 interview outside internal recruiter interview. i sent a thank you email the day after. But i don’t know i thought it was a good interview. Allstate
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What state are you in?
I’m assuming this question relates to post-suit. If there is coverage and insurer screwed up, best would probably be to admit coverage, and then rely on provisions to limit recovery. Or, continue to deny coverage and argue to extent there’s coverage, limits apply... probably want to settle that one. Also consider if carrier may have any bad faith exposure for improperly denying insured coverage. For all the above, of course depends on your state and laws there.
And if you admit coverage (in the first option above) insurer will of course make a payment. Interest may be owed on the payment too?
The answer is a state by state analysis. Many states will (using waiver and estoppel principles) limit an insurer’s reliance on policy provisions after a wrongful denial of coverage. But it’s always a fact shaped analysis which is tough to decipher on this sort of platform.
It depends
....your jurisdiction....
It does vary by state. But this is a property policy, not a liability policy with a duty to defend. The policy limits, definitions, insuring clauses and many other provisions remain essential terms of the contract. In the absence of clear bad faith, terms that limit recovery should be applicable.
Generally, yes. Can you be more specific?
Depends what the policy says. Depends what policy exclusions were relied on.