I’m an American in the UK, with no plans to move back to the US. I would like to have life insurance policy in case something happens to myself or my spouse while our children are young. Currently we have life insurance through my employer, but I’d like to get a separate policy for about 20 years that covers me even if I get laid off, etc. What would this type of policy be called in the UK and are there insurance markets to shop around? In the US this area is flooded with hucksters.

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Posting as :
works at
You are currently posting as works at

Very easy to get - try online portals like comparethemarket / moneysupermarket / go compare and tailor to your individual needs.

Term life insurance is readily available. As is critical illness cover for if you are too sick to work.
I also have both separate from work

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