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Its family insurance. You can add your parents without paying extra, but to increase the sum amount like topup, then yes you need to pay extra money to health insurance company.

I have 2 more questions 😀

1. Does TR provide monetary benefits such as joining bonus?

2. To be eligible for AIP, is there a criteria that we should join before 3-6 months of payout? Does this happen in March or April?

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