Is there such a thing as too many cards? I’m juggling 8 right now and it’s getting... messy.

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If it’s getting “messy” I think you have your answer

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The cap is only when it starts to impact you. What is getting messy? What cards are you using?

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It's too many once you can't handle it, whatever that means for you.

I have like 15 and opening another next week lol.

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Try to reduce the # of providers. I have 5 chases cards so having them all in the same app makes it easier. also are you actively using all 8? Usually I’m focusing on hitting a sign on bonus so I’m using a single card at a time unless it’s a brand specific purchase eg hotels go on the Marriott card

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You can have many, but only use 1 or 2 at the most that has the best benefits and make sure to pay off the balance so u don’t accrue interest

I use 3-4 regularly. Right now, I am chase heavy. CSR for travel, CF for gas, Amex BCP for groceries (free upgrade offer), and CFU for daily spend. When I stay at a Marriott for personal reasons, I’ll use a Bonvoy card. Everything else is in the sock drawer for now.

How much better is Bonvoy card vs CSR?

I have many cards open but I’m only ever using one- the one I’m working on a SUB for. Use the Travel Freely app to keep track of the cards you have and when the year is up so you can cancel or downgrade

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