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If you have cash that you want to invest. Please consider Treasury Series I Savings Bond (Electronic). Interest is 7.12% right now. While it's not guaranteed that the 7.12% will remain until next year, it's still a good deal.
My SO and I just invested 20k (10k max per person even married).
https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm
While you still can...

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You need to install the ledger manager to so you can update the firmware to include the other currencies
This is different from the chrome wallet app? Ledger manager is available on ledger website? Also do I need to move out my coins before I update the firmware?
You don't need to move out your coins. The ledger manager is on the ledger website.
BTC app controls all except for ETH.
Hmm got it .. this device is awesome
👍