My late 20 year olds, how much money do you have saved and your age?

like
Posting as :
works at
You are currently posting as works at

Just turned 30. Have $205k between my IRA/401K. Have $70k in a HYSA for my emergency fund and another $130K in a different HYSA to be used for a down payment as my wife and I are planning to buy soon. I feel I’m slightly behind my peers but it’s all relative

like

Your feelings about your personal finances are largely psychological (See Ramit Sethi). Seeking out external validation will not be helpful, even with context, which is rarely provided. Differences in scholarships for undergrad/grad school, family money/gifts/inheritances, fields, lifestyle variances, home ownership location and timing, stock investment timing, etc. are all going to lead to wildly different result that are unlikely to be insightful.

Look at Accenture 1. They're boasting about their 2bd/2ba penthouse condo in the south loop at 27. You don't know if they put 3%/5%/10%/20%+ down. You don't know if they're now house poor. Despite the description, you also don't even know if it's a nice condo.

Look at Google 1. They have $405k at 30 and feel "behind" when they are in the top 10% of 30 year olds by net worth. Reading that, you're definitely not going to feel better if you think you're going to have a net worth of $200k at 30, even though that would still put you in the top 25% of 30 year olds (a great result).

You should be looking at how much you make, how you are contributing to retirement (and what sort of retirement you want to have), how much you are saving for your goals (and when you want to accomplish those goals), and how much you are spending and decide whether you need to make adjustments.

like

$850K at 29 at BCG

like

Should be a poll/vote

I owned a penthouse condo 2 bedroom 2 bath in the south loop at 27

Related Posts

This is cursed.

Post Photo
funnylike

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

like

Hi fishes

Can anyone give me a referral?
Thanks!

like

PLTR is crushing it the past two weeks.

likehelpful

The COVID creative slump is strong with me these days. What are you all doing to combat it?

like

Fresh embryo transfer. Got my period yesterday, and my pregnancy test in the clinic is tomorrow... so frustrated after all the investment... I had two embryos frozen so hopefully next time it happens... hope everyone gets what they want.

like

Hi! Have any here gone the natural cycle IVF route? What was your experience like? Did you have success in growing your family this way? Would you recommend it to others?

like

Anyone have experience with shipping personal items back to India using containers? A friend is moving back and any recommendations or suggested shipping firms will be appreciated. Thanks in advance!

like

Worried that my dog chewed HDMI cable. He is behaving normally. Should I see a vet? Not sure when it happened but at least 24 hrs. It could be Roomba too!!

Post Photo
like
like

Hi Fishes, Just need a suggestion which is better to join Tech Mahindra or Infosys . I am getting 16.7 CTC +1.25 joining bonus in Infosys and 19 CTC +50 K in Tech Mahindra.
Please share your experiences in both companies regarding work life Balance

How much hike and bonus did everyone get at PWC India??? Seeing mad gratitude posts on LinkedIn

like

How is the Emerging Technologies competency in PwC India Kolkata in Tech Consulting.

like

I'm really having a difficult time understanding how engineering is supposed to be really competitive, most of the projects I've worked on were in groups and there wasn't usually a clear "leader," we were just on a team

like

While accepting offer in Wipro my friend directly clicked accept and submitted after reading all the pages. But didn't fill the signature and date column in all sheet since text was not enabled. At bottom of every page in offer letter it shows as signed by user name ,user email address & date when she signed. Could anyone please confirm if this is fine or not ? Do we need to fill signature and date also above because she couldn't do anything now. Is this offer letter valid now?

Post Photo
like

Folks in Bay Area... do you own a home here and if so what neighborhood is the best in terms of school district? I live in mtv and the home prices are scary to say the least. (2bed min)

How much you guys make with 2 yoe in fed consulting. Just got promoted and now making 91k. Is that low or high for the fed space?

like

My boss asked me to take care of some of the details of a project for her—the stuff that isn't really my area of expertise. And now I feel like a shirker because I haven't been able to finish them yet.

like

Has anyone taken mental growth leave from NY BL who is willing to please share about their experience? I would truly appreciate it.

27F, 2nd year associate (no ambitions of being partner) - I’m depressed, anxious, stressed and just need a break. I’m at the point where I’m willing to quit with no other options, but want to see if theirs any safer way of taking a breath of life and grinding a little longer (I have loans, I financially support my parents, etc. ).

like

Got selected in 1st technical round from Accenture. Hr called for package discussion and finalized the pay. Have uploaded all the documents and eaf got completed. Now again today got call from some person for telephonic technical round. I had completed that waiting for results. What does this really mean? Am I got selected or should wait for second technical round result. Will they release offer or not. Accenture

like

Additional Posts in Chicago

Thoughts on DDB Chicago, more specifically the Army account?

Do you have any favorite places to order catering for lunch meetings or events?

like

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

likesmartupliftinghelpfulfunny

Contemplating move to Chicago. Female, mid 30s, single no kids but have a dog. Will have a car. Not into the clubbing scene. Want a neighborhood with walkable coffee shop and weeknight eats. Where should I buy? ( remote worker)

like

It’s snowing today and I’m not ready for it, mentally at least.

like

Hi Chicago - just moved here from the UK (via 7 years in Germany) and looking to make some great new friends.

Moved to River North and into trivia nights, most sports, movies etc and would love to find some people open to adding a city newbie to the group!

42m if that matters 🤷🏻‍♂️😁

like

Let's post salaries, I'll go first senior 2 ITS 83k big 4

like

Don't hate me but Brookly style pizza >>> Chicago deep dish, any day, any time.

like

What's your absolute favorite dinner spot in Chi-town? I'm willing to travel, but I'm moving soon so want to hit all of the greats I haven't been to or didn't know about.

like

Anyone work at Revantage?

like

Are there any well-off suburbs around Chicago where there's a significant amount of black or mixed race people? Significant meaning 40-50%+. I've seen a lot of nice black suburbs in southern and eastern cities but less in the midwest. In an interracial relationship and want to get an idea if there are any suburbs where our kids would feel represented or if we'll need to move down south for that.

like

Looking to make friends near Lincoln Square! 30M. Into chill things to light activity, e.g., going to the movies, archery, escape rooms, etc.

like

Selling 2 tickets to Billy Joel at Notre Dame Stadium for this Saturday June 25th at 8pm. Please dm me for details!

like

Anyone in printers row know of good gyms around ~$50? Looking to avoid LA Fitness at SouthGate or XSport (reviews seem to agree - they are a mess). FFC is just not in the cards rn.

My US rep, state rep, and state senator are all running unopposed.

like

I have zero clue where to ask this question so I am going to try here - WHAT is with the tree at Daley Center Plaza near the NW corner of Dearborn and Washington that is always just absolutely covered in birds. Like thousands of birds. Does anyone else know what I am talking about or am I losing it?

likefunny

Where are some good neighborhoods to live in Chicago? What salary range is comfortable to get by on? Received an offer and required to relocate.

like

Anyone looking for a new apartment? I am looking to reassign my lease in West Loop.

Post Photo
likehelpful

Hi 🐠 🐟!
I made solo reservations for Ever and Oriole in early October for Nov 4th and 5th. It's looking pretty dire that I'll be able to get in. Did anyone make a reservation at a Chicago Michelin restaurant and have someone drop out at the last minute? I would love to take their spot.

Thanks in advance!

All these announcers do is talk about how Aaron Rodgers is God… it’s worse than Brady.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal