New to the points game. Trying to decide between Chase Reserve, Amex Plat, Amex Gold, or Venture X. Going to be traveling some for work, but have to book through concur, can put on personal credit card. Personal travel is try locally domestic and have historically shopped mostly by price as opposed to by airline. That being said, Delta is my carrier of choice all else equal.

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If you book your flights through concur, American Express platinum will code concur flights the same as directly from the airline. You’ll get 5x miles. This is from experience. Well, I hate recommending the American Express platinum because I don’t like the coupon book of it, I would benefit you in your situation. You get access to the Delta lounges. While other transfer partners of American Express have better deals, Delta is a transfer partner.

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Great insight, thanks.

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Venture X is a no brainer. $300 travel credit annually and 10k points.

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Check DM- You could transfer to Virgin Red to book delta; you can transfer to BA to get access to American; Aeroplan can be used for Star alliance (United). There’s also a transfer bonus every few months

You can also add authorized users for free and each of them can get priority pass premium with unlimited guests. The capital lounges are also picking up.

Contrary to popular advice, I started with VX and then got the CSR because travel was my priority. Still find them equally valuable and use them both for different reasons. But CSR is usually a better deal from a using less points or earning more points overall for me. Have you checked out 10xTravel’s comparisons on these? They also have great guides I’d recommend checking out if you want to understand what you might miss not going the traditional route.

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