New year tip: completely forget about ENBD Marriott Bonvoy credit card… the ones that really add value for consultants travelling weekly to Saudi are either ADCB traveller or FAB travel. 10-12% cashback in hotels, way way better than the less than 5% of Bonvoy one.

likesmarthelpful
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*If you were to pay your hotel from your card

likesmart

Yes it’s capped , but they give you some fab points that you can exchange for value. In ADCB they remove directly from your next bill the cashback

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10-12% cash back.... how can this work out for the bank??

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Betting on cross-sell, late due fees, not everyone getting is a consultant optimizing it at 100%… things like this I would say

Thanks! How does wio compare?

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Wio is only 2%, not even part of the same championship :)

Run your model again and change your assumptions appropriately please

Nice, I might try it too. Thanks bud

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Both also don’t have FX fees. With the ENBD Marriott you were essentially purchasing points at a slight discount (given FX fees and rates). ADCB traveler is one hell of a card

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