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I believe you can downgrade the CSR to a no fee CS card
Chase freedoms card
I thought you need at least a CS to maintain UR points. Wasn't the trick back in the day to have freedom and CS to convert 5 percent cash back into URs?
You can downgrade the CSR to either the CF or CFU
As to the Amex Plat, you shouldn't apply for anything less than the 75K or 100K MR offer
Chase freedom
If you downgrade to CF or CFU, you won’t have UR and will only get 1cpp. Better to downgrade to CSP. Even then, UR portal redemptions drop from 1.5 to 1.25cpp
Y’all da real MVPs
Lmk if you want a referral for the Amex Platinum, we both get an extra 15k points. I’ll post a burner email for you to message if you’re interested
@IBM1 we both get extra?
Check cardmatch.com to see if you're targeted for the 100k Amex Platinum offer
@ SC2 yep that’s my understanding
Add-on to TC1, you can also check for pre qualified offers on the Amex website by using the "Check for Offers" page
Freedom!!!! 🇺🇸
Forgot to mention my wife has a CSR so I’d just use her account really. Didn’t want to close down the credit card as we will probably get a house pretty soon. Thanks for the help!