Thoughts on paying CC membership dues up front to save a few hundred bucks or pay monthly? I like saving money but hate the thought of just giving them $$$ up front

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Well, the financial choice is truly a calculation. How much interest would you earn in the meantime (has to be risk free or would need to scenario plan) compared to how much they are offering to discount the price.

The emotional choice is different. I generally would rather pay up front unless there is some risk to the service going away.

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Fair take. I haven’t done the math yet but the service wouldn’t be going anywhere. I guess personally i would rather pay monthly instead of giving them lump sum up front

I imagine it depends on location, but many of my friends here in the Midwest prepay their annual food and beverage minimum spend vs. doing it as a monthly minimum spend. The main reason being that there’s only about 6 months of golf weather, so it’s easier to make sure they fully utilize the funds when they’re already at the club in the summer vs. having to show up in the middle of the winter to hit their minimum spend when paying monthly.

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Also do you want to play the same golf course all the time?

All my best friends are members there, so yeah

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