Tips for getting approved for a Chase Ink Preferred? Currently have 3 Chase personal cards, 1 Ink Cash. Total Chase credit limit (biz and personal) is 25% of my gross income. I don’t currently have a real business anymore, and hardly put any spend on the existing Ink I have. Should I start spending more on it to justify a second card? I also have a legit EIN number if it matters. Let me know if there are any suggestions for increasing my chances for approval.

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You'll be fine. Just apply. I got it late last year when the SUB was 120k with barely any biz income.

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Request a credit limit decrease on some of your personal accounts and you’ll be fine

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