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Small indie here: We sync our fiscal and calendar year, but 2026 budgets are rarely a consideration. Our clients rarely disclose them to us, and when they do it often takes them well into Q1 to finalize them.
Don’t know if that’s a generalized experience, but it’s certainly ours. I can’t even remember the last time a client said “Here’s the budget for the year, plan for it.” It’s almost entirely project-based revenue that hits when it hits 🤷🏻♂️
This helps! Thank you so much for such a detailed response.