We get salary increments after many years, but with every increment, personal expenses also rise automatically—lifestyle, habits, small comforts, everything adds up. In the end, savings stay the same. Does this happen with you too? How do you control personal spending after an increment so the raise actually improves life, not just expenses and stress?

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My colleagues tease me because I live a very simple, minimalist life. I still live in a single-bedroom studio and drive an old, beat-up car. But my savings are growing every single month. It's all about preventing lifestyle creep.

According to you if you can ignore society only then you can save money..?

I’ve been trying to be more mindful with everything I purchase and really think about whether I need something. Every small purchase really adds up, especially in today’s economy

Totally agree with you

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