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Hard to give you an answer when what you’re looking for is relative to your current situation, which you didn’t provide the details for.
In my opinion, Geylang and Tiong Bahru strike a solid balance between affordability and vibrancy. Where are you currently located?
Stretches of Balestier are getting revitalised with newer stores as well as hidden artisans. Lots of affordable older row houses and apartments. Downside is lack of MRT, but buses are plentiful.
Pick a location that's close to an MRT, that will give you the maximum travel convenience as all parts of Singapore is well connected via train and bus systems. I would say explore bedok reservoir or tampines(but this depends if your hobbies are located in the central or East) , and even look for HDBs to rent. They are the most affordable. Money is better spent on food and hobbies or travel anyway. I wouldn't advise living with the landlord as finding a great easy going one depends on your luck.