What strategies have you found most effective for managing loan debt while pursuing a career in a field with limited financial rewards? I know the usual 'spend less, cancel subscriptions' stuff and I'm on top of it. I'm hoping for more tips and tricks that could possibly go over people's heads.

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One of my best moves was to take advantage of IDR plans, which really allowed me to allocate more funds toward other priorities. I also focused on refinancing my loans when interest rates dropped, which saved me a good chunk of change over time.

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Additional Posts in Student Loans

SOFI or who else?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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If you could go back in time what would you tell yourself before taking out student loans?

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Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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Damn LIBOR rate up again...

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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Does having student loans impact your ability to get a mortgage?

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Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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