If you could go back in time what would you tell yourself before taking out student loans?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

Not sure if this was asked here, but I has anyone bought a dash masternode? Higher returns than rigs and less affected by market movements. The only issue is it will compromise diversification.....

Does anyone know of any credit cards (including private label) that offer Spanish applications and/or servicing?

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

How do you effectively plan for retirement?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Renting a car vs buying, which is better in India?

Whats the second source of income for a IT employee ?

Is it worth moving to western countries if you have a stable life in India and the household income is close to 3 lac per month?
What are the advantages and disadvantages of this move?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

US Lawyers in London: how are you doing your taxes in US and UK to avoid double taxation? Do you use an accountant?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Flight attendant woke me up while I was sleeping to give me ice cream, then I couldn’t go back to sleep.
How many points?

Do Citius HR dont respond/ignore if not selected ?
Or does that mean i am on Hold?

Guys, I'm about a year old at Credit Suisse. I needed to know if we can request for a raise during the mid year review or do the appraisals happen only once a year in March?

Hi guys, After CAF completion by last week, yesterday I received a call from the HR for the second round of evaluation. So, I attended it yesterday and performed well by answering 90-95% of the questions. Even the interviewer gave good comments on my performance. But suddenly today I received an email that my candidature isn't suitable for the role and they're keeping my profile in the database. Does this mean they'll call me if there are openings with some other project?

Did anyone lateral into big law? First year in insurance litigation defense and I’m looking to see if it’s even possible to break into big law in a year or two

Recommendations for team events in the Waltham area? Preferably a place with activities,games,etc.

Hi, can you tell me how many rounds takes place in for automation testing round. I have got a link for an online test and what is the difficulty level should we expect from this test v

I'd like to think I'm prime for a promotion, but my agency is not promoting people right now. BUT...I know if I left they'd be absolutely screwed. Can I ask for a promotion by threatening to leave?

Just finishing my first week in as an audit intern and genuinely I have no idea what I'm doing or even a general idea of the audit process. The senior associate left the engagement last week so it's just me and an associate, and they don't have time to give me instruction.

Am I stupid or did the e-learns not prepare me for any of this? The training told me I'd be auditing cash but I haven't even touched a bank reconciliation.

What will be in hand salary per month for fixed pay 20 LPA in EY GDS after tax deduction?

I got offered a Sr product compliance associate at Amazon. I have 4 years of experience and based in Pune. What kind of salary should I be expecting?

Check your band for year 2020-21

Hi all,
I have an urgent question regarding the flight and weight allowance that TCS arranges for Australia.
Kindly advise!!! Urgently needed!!

What time do we get salary? Ab tak aaya nahi. ICICI ka account diya hua hai

How much % hike we can expect from IC2 to IC3 under stevemiranda org ?

Do you ever feel like someone is gaslighting you? + 10 if you've seen the movie 🎥 👍🏼

How do you get any work done when there is always someone pinging or calling you?

CFP thinking of taking a few month career break to search for a new position. Need a recharge and to reevaluate, not to mention time to search. Would this be a mistake? Thanks

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Damn LIBOR rate up again...

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

SOFI or who else?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

What do you think are the chances this thing actually goes through? As of today they're still blocking it. It's paused which is fine, but if they don't actually forgive them after February I'll be pissed.

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!