What's a good cibil score to get loans at cheapest rates?
Mine is 753 at the moment.
How much more should I aim for so that banks lend me loans easily and with minimum possible interest rates?

like
Posting as :
works at
You are currently posting as works at

700+ will get you loans easily.
But for minimum interest rates you have to be over 800.

like

750+ is good

like

Aim as high as you can but 750+ is good. It's not only the CIBIL score but also the income that banks looks for before lending.

like

CIBIL score of More than 788

like

825 for cheapest rates

Related Posts

Does Donald Trump's evasion about releasing his tax returns bother you?

like

FL peoples: I signed a lease for a new place to start May 1 as my current landlord sold the unit I'm in. Turns out, the buyer wants to keep renting the unit and asked if I want to stay. Of course I want to stay. My new lease hasn't started so I'm pretty sure I can easily back out. For the new lease, I'm still pending full approval from a condo association as I have to do an in person interview. I have paid first months rent in advance. Is there anyway to get that money back?

like

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

like

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

likefunny

Hi Friends, I have some responsibilities which I need to carry out for my families and dependents for which I need some money in the next two years.

I dont want to change my job just for increasing my salary as it would bring some extra pressure and other complications with it .

Please help me out in earning some passive income ..

any idea or suggesstions would be much appreciated.

like

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

likesmart

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

like

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

like

What is keeping bitcoin as the most valuable cryptocurrency?

like

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

like

I just started working as an freelancer and I am paid in USD. How do i encash them in INR? What would be withhold tax deduction? Can someone please help?

like

The bond yield curve just inverted. If you don’t have to make any major purchases for the next year, that’s probably a good thing

like

Finishing up my masters and once I do, I’d like to dedicate time to digging deep into learning options trading. Anyone have recommendations on books, videos, courses, etc?

like

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

like

Nice to see crypto market rising back!

like

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

like

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

like

Looking for investors to get in on business ventures in cannabis. Financial diligence is solid while highly conservative. Investments are low entry points. If interested text me at 510.304.8491

How’s everyone’s turnip prices looking today? Any villages I can visit? 😇

Also, let me know what I should give you in exchange

like

More Posts

Hey 👋 just joined here and my second post . I started my construction business now for over two years working on residential renovations and looking to make the jump to commercial construction! Looking for a mentor who is knowledgeable of Commercial construction and can help me understand the ins and outs of the industry here in San Diego. Please reach out if you’re in commercial industry and would like to help. Would be greatly appreciated 🙏🏻

like

I'm currently interviewing for Director of Digital Marketing and Demand Gen roles. I have all the competencies required and can demonstrate all the skills through examples from my experience.

The issue I keep getting stuck at is my lack of people management experience. I have some people management from early roles, led project teams, agencies, and currently mentor people in the company. However the feedback is always lack of people mgmt exp.

Any tips on getting how to flip the narrative?

like

What's the typical salary band for a Sr AD in Chicago?
I heard anything over 100 was encroaching ACD territory but I find that extremely difficult to believe because I'm already near that wall...

7/15 Thread (BC):

like

Any designers here experienced with the Masters program at UWash? Looking for testimonials since it's the most expensive option on my list right now (I do have cheaper options, considering all tho)

Does CSR earn 3x points at bars on drinks?

like

How can we redeem American Airlines miles on Qatar?

like

Can anyone refer me in sap as a Sr developer in react and node

like
like

Long weekend to Nashville. Any tips and must-sees?

like

I am currently a data analyst,working with programmatic campaigns. If I want to get into product analytics, what could be a roadmap towards this?

4 yoe, did my engg but not in CS, but can do data analysis in Python and R. I do know SQL as well, but I hardly use them in my current role.

like

I know this is an HR question, but curious about others’ experiences. Do companies that don’t have a grief time off policy ever allow sick leave for this?

like

I want to take this moment to wish everyone a happy new year. Still on holiday vacation.

like

Does EY supports higher education in any manner like loan,time-off without resigning..

like

What's your take on TOASTMASTERS?

Post Photo
like

Has anyone been able to replicate Halal Guys white sauce at home?

like

What are the best bars in Manhattan preferably on the east side to watch football on Sundays? I don’t like watching by myself at home as much :/

like

I’m need some 🌶🌶spicy🌶🌶 book recommendations ✨

like

Kyle, Texas - anyone know a decent spot for apps and a nicer happy hour type setting ?

likefunny

Additional Posts in Tech India

Are your offices reopening soon?

like

What is the Expected Salary for 12 yoe Java aws developer?

like

Does Amazon send used laptops for new joinees? I got used Macbook, just wanted to know if this is normal.

Hey fishes. How is job security with FIS Global , considering the recession forecast? I am a Mainframe developer with 4.5 yoe. TIA :)

like

I have offers from CTS,Wipro and Xoriant.can you please suggest which company to join

like

Which one u choose for better productivity

Post Photo
like

What are the future technologies - to learn and move to ?!
List up all the suggestions !

like

Have prices gone up post pandemic?

like

Anyone knows about company Shopee. how is WLB here? what benefits it gives to employees?

like

Hey Friends, need help!! I am a developer with 1.6 YoE, got placed on-campus (NIT), can code well in Java and Python, but want to move into an analyst type role as I am not sure if I can be a good 'developer'.
Is it an ideal move for a long career, or if I want to do an MBA in future?
If so, could you please suggest how to prepare for such roles in good companies?
I feel a little lost with a lot of self doubt, and possibly need some counselling on this too. Suggestions are welcome.

like
like

My internet hasnt been working and my boss doesnt believe me. How do I get this through this thick skull?

like

Any fish still awake and working? 😀

like

Hi guys, any React developers looking for a change? Exp from 3-8 years. Comcast is hiring. Based out of Chennai. Hybrid model now. DM me for referrals.

helpful

I have a query. Offer agreement states that termination can be initiated from either party by giving 3 months prior notice or equivalent pay. I want to know if the company can force me for an early release. Is it authentic to do that Or I should ask for 3 months complete notice period or equivalent pay.?

like

Need 11 likes for dm, please like

likehelpful

Hi Everyone

I see recently due to market demand there are raining jobs even for less than 10 yoe getting above 25 lpa is it safe for the job security in terms of long term serving the company ,am afraid of getting laid off in future whats your thought or advuce on this?

I am mainframe developer and having 8+ years of experience. I am planning to learn latest technology and few of them suggested to learn Oracle CPQ or Commerce cloud.

Is oracle CPQ or commerce cloud are good for the future of the career? Please advice.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal