Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Hi, I have been working in a neo-bank scale up for the past year. I’m getting paid relatively well with stock options that vest over 4 years. There are also talks internally about the company potentially IPO-ing in the next 1-2 years.

I just got an offer from a smaller startup who are giving me a 20% increase over what I’m currently getting, but they are unlikely to be publicly listed anytime soon.

Should I take the offer and potentially lose out on vesting £50k+ (pre-stocks) worth of options?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Any realtor recs? Looking to buy in Seattle

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

If you’re married, what gross income would you consider being “rich”?

Which crypto platform do you use and why? Looking to invest ~$20k - most of which into BTC and ETH. Looking for opinions.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Hi,

My PF memberId starts with PYKRP, is it same for everyone?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

6/23 check in! What are you up to today?

Will start my first project in a few weeks. What would be best for my learning experience between the options below:
1) on site project
2) remote but more exciting project (industry I love)

Has PA caught up with industry? Salary ranges in industry jobs I have seen are pretty underwhelming (5% more typically)

People who have cheated in their previous relationships, how did you come to realize the reason behind your behavior? A close friend confided in me that she has cheated in all her previous relationships and struggles to understand the reasoning behind it. She feels a lot of shame and is trying to understand why she does what she does.I have suggested therapy but she is not ready yet. How did you folks arrive at the root cause behind your behavior? Advice? Book suggestions that I can pass along?

Hey fishes, how it works like working for MNCs like Microsoft /adobe but the payroll will be with different company! Is it okay to accept such offer ???

I have a pretty good idea that I’m being undervalued & underpaid. Anyone willing to share base salaries for account manager/account executive/sales lead for food/CPG industry? Any companies considering inflation raises or have already committed to increasing annual merit to match inflation? If so, willing to share % raise?

Morning everyone! Does anyone have insight into what a nontechnical senior manager base salary should be at Apple with 10 YOE (based in either Austin or Cali). I’ve tried looking at the salary sites many suggested on this site but am not finding much for non technical roles. Thanks!

Hi! I’m a Finance Manager whose looking to move to Austin, TX soon. What should I expect as a salary range with that same position?

Do you charge your clients for time spent on email communication?

I got laid off today 🥲 would appreciate anyone who can help refer UX or product designer roles. 🙏

How does anyone keep time well for prayer and meditation while fully giving yourself to family and work in this economy?

One can imagine work here as meant in the maximum of work vs life here.

I know people who are constantly crashing and that’s without the set time for prayer. And despite hearts or gold, obvious piety and a high work ethic.

What are your experiences with blended learning in the classroom?

ZS ND office has a cricket team? If they do can anyone please provide a POC??

anyone here an entrepreneur? I have a PhD in org psych and 20+ years in Big 4 human cap... starting up my own firm and wondering about billing rates. what hourly rate do you charge for your services?

Hi I'm looking for a career switch into UX design. Please help me with a referral if there is an opening in your company or team!

Can anyone tell me what a territory sales leader makes per year?

My utilization went to 50 in IBM, I think I have taken paternal leave since it went down. My manager put my as PIP improvement goal in checkpoint.
Need to know how to bring this up and is that my job is under risk? Band 7b

Deloitte Manager or IBM Manager?? Please suggest.
Almost same fixed package.. skill SAP Functional Close to 10 Yrs experience.

Joining IBM in December. under 30% tax-slab.
How is my tax calculated, will IBM ask for my prev. comp Form16? (or my ctc is prorated for Dec,Jan,Feb,Mar)
at least for the 4 months of this FY I need full sal. in hand.
How to proceed. I wish my JB comes without tax deduction.

IBM wants to retain me, manager told me told withdrawal the paper. But still didn't get the revised offer/promotion letter? So before withdrawal will not get yhe letter from ibm?

Hii
How is dbs project in ibm in term of wlb, carrier growth etc.

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

I received a mail from IBM to login in Candidate portal with your email id to see the offer letter. When I am trying to login it's giving error as invalid username.

Hello Fishes, I've joined IBM last year( Oct 2021). Am I eligible for hike this year? If yes how much % can I expect? YOE - 4.2 years & pmr ratio - 1.12 band - 6B

Am I getting right offer by IBM, 11.5 fixed + PF+Gratuity,
4.5 YOE, Bangalore
SQL, Power BI ?

Hey IBMers/ex-IBMers,

What is the designation hierarchy in IBM GBS for someone joining as "Advisory Technical Services Specialist" at "7A" band?

Like I would like to know what will be the next designation/band once for me if I get promoted?

YOE: 6 yrs.
Tech Stack: Testing

Thank you in advance!

Does anyone getting similar mail daily :Know Your IBM January'22 - Register Now ?

IBM started to drop the mail for join Slack etc. and the mail for laptop request for new hire .

What if I don't join on the last day or deny to join on last day ? Because still need to decide between two offers .

Hii everyone from IBM 👋🏻

Whats the process of initiating and getting the hike/bonus?

I joined IBM on last week of May 2022, was on bench till 20th November 2022 and got allocated to project on 21 November 2022.

Whom should I talk to regarding the hike/bonus? And whats the process like??

Will be grateful if I get any inputs. Thanks all :)

Is it easy or difficult to get confirmation in IBM after the probation period of 6 months. I have 14yrs of experience and have been provided a Business Manager role in Band 8.
What are the criteria to get the confirmation?