Related Posts
Does BofA give broadband reimbursement?
More Posts
Can anyone provide me a referral to Linkedin?
Any married person in this bowl need guidance 😥
Additional Posts in Finance
Knicks & Giants won today, what a great Sunday
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.



Neither. If you’re 23 and your base salary is 100k now, it’s only going to go up in the future and you might not qualify for a Roth IRA based on your income (not sure what your bonus is). Assuming you have a long way to go in your career and will be in a higher tax bracket, a Roth 401k is recommended. Plus, you should never ever pass up the company match (which will usually be made into a traditional 401k account on behalf of the company).
That’s what it is now... but what will the tax rate be when you retire? Tax rates can always change. I would rather pay now than be unsure later.
At $100k I would go with traditional 401k and open up a Roth IRA
thanks for the info!