FIRE Financial Independence Retire Early

Made $324K this year in total earnings (all from my one W2 job). Single, no dependents or non-financial assets. Does it make sense for me to see a tax professional? I’ve been doing the standard deduct… more

I’m working two gigs and getting pretty burnt out. I was hoping to make it to 1 million saved but I’m at 500k. I have 250k in retirement and my house is paid off. Should I walk away from one of the jo… more

I am about to get 60k bonus at EOY. Planning to invest all of it. Do I hustle put all of it in VOO on jan1 since time in market beats timing the market? Or do I dollar cost average like every other Mo… more

Has anyone here invested in private equity, a hedge fund, or any type of non-traditional asset? What did you invest in and how did it turn out?

Is this whole buying cheap houses and renting to Section8 thing actually as simple as it sounds? Good side hustle? I hate that I get sucked into these Instagram things but I’m also so desperate for a … more

Any NYers here on a FIRE journey? Do you ever consider moving to a lower COL to put more money into your goals?

How many streams of income do you have? Can share or not share what they are. Open discussion.

40 yr old married couple with two young kids. Household net worth is almost exactly around $1M ($300k cash, $700k in house equity) with 600k in retirement accounts. Used to save better, but VHFOL and … more

Has anyone switched to CoastFIRE and what was your logic behind this?

So happy to share that I'm 100% debt free! No student loans, no mortgage. I have maximum control over my income and have beefed up my saving and investing. I'm more content with frugality than… more

US bank is offering 24 months 0% intro APR. My credit card bill is 4-5k each month. Is it reasonable to consider this a 2 yr loan at 0%? Does anyone know what the spending limit would be in general on… more

Why do you want to retire early and what will you do in retirement?

How did you find your estate planners, ie lawyers or tax professionals for all your estate planning documents?

Fellow bowlers, need your advise about retirement at 55 for a person who is 54 now with the following variables:

1) Total NW - 8 MM

2) Investable - 5.5 MM

3) Two kids- one yet to finish college

For those who have created an irrevocable trust with a friend as a trustee, yourself as the grantor and beneficiary, what of your assets did you transfer and how did you structure the trustee agreemen… more

CPA here thinking about disability insurance for my spouse and I. The AICPA DI premiums seem actually pretty good for my spouse (also CPA) and I. Anyone have any experience with them? Best to shop around? I… more

What is the oldest age that you consider "Retire Early"?

I believe that 60 is widely accepted as retirement age, though for those that are less fortunate, it keeps going up.

Personally, 55 and under would… more

Are the new Trump accounts for children ($1,000 contributed by Uncle Sam, and $250 contributed by Dell founder) basically a Ponzi scheme? A way to pump dollars into the stock market to artificially pr… more

Currently in MBB but hit an impasse (don’t see a path to EM). I have an offer to join a lower-tier consulting firm as an EM with people I trust — pay is ~1.5x higher, but work is mostly public sector, so exits might be limit… more

For those aiming for $10M, at what age do you expect to get there and what industry are you in?

For those who have FIRE’d, what made you pull the trigger on retiring (beyond just having the money) and at what age did you retire?

The whole “$10M for FIRE” thing feels like half reality, half echo chamber. Costs are wild, sure—but most people don’t need that number unless they’re chasing a luxury lifestyle. FIRE was supposed to … more

25 yrs of experience who works in industry and specializes in risk and all regulatory compliance for banking and brokerage . Considering next steps and possibly starting my own consulting business. An… more

What do your Coast fire strategies look like? Age $ etc

Hey friends! For those who manage their own portfolios, are you planning any changes for next year?

Feels like the market might slow down a bit, so I’m thinking of diversifying more by adding some mutual funds, di… more

Im a 29 year dad with 2 kids with a 3rd on the way. Full time student, full time job, I feel like im stuck and I want to move up but I feel like I am stuck. I either have to give up on school while I’… more

Any good step by step instructions for how to do a mega back door roth? Any good resources out there?

We spent $75,000 this year just on one of our credit cards. Married with 1 kid. Live in HCOL, rent is 3,000. Rent, childcare, utilities are paid with direct account, so that’s not even under this amou… more

Anyone have experience with 1800 accountants that they’d like to share. They are charging me 3,500 for filing personal and business tax return, all my RE estate taxes, and tax planning for the next ye… more

Anyone have experience with 1800 accountants that they’d like to share. They are charging me 3,500 for filing personal and business tax return, all my RE estate taxes, and tax planning for the next ye… more

I have seen some people recommending to stop contributing to 401K and ESPP, to pay off debt more quickly? I only have about $120-$150K in 401K and about $115 in StockPlan. But I also pay $1200 a mont… more

Where can I roll my IRA into to get a bonus? Is it worth it to do this..?

How are we budgeting for retirement? Each decade probably different. What’s your strategy to arrive at FIRE number? Spreadsheets welcome

How much umbrella insurance to get?

We have 3 rental properties, 2 cars and 2 small children. Trying to protect 3m NW. ChatGPT says 10m but feels like overkill. I am new to this.

To the group that loves saving — Best purchase you made this year under $40?

Mine was swimming goggles

I didn’t fully understand pro rata rule, and I rolled over my ex employers 401k into robinhood ira to get 2% bonus and also contributed after tax amounts into Ira. Now I have both pre tax and after ta… more

I’m preparing and writing my goals for the new year. What are you doing in 2026 to improve your personal financial process? I’ve already automated my investing and am trying to see if I can automate m… more

Anybody able to help me figure out life insurance? I'm a 27 YO woman with a partner and two kids - thinking to get universal life insurance but not sure which type is the best for investment/ bui… more