Im a 29 year dad with 2 kids with a 3rd on the way. Full time student, full time job, I feel like im stuck and I want to move up but I feel like I am stuck. I either have to give up on school while I’m 1 year away from graduating. Or stick it out in a company with an unknown future. Any advise? Side note I commend everybody and their accomplishments. I strive to be where you are at someday and I figured I’d network out for some advice.

Clients are pain in the ass out here

How is Sterlite to join as full stack developer does it provide job security n work life balance

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hey TW,

Is there a HLD or LLD or both design rounds in java dev interview?

What’s your worst proposal writing experience?

Hi all, I’m currently a solution architect with 1yoe and two bachelors degrees. I also hold two cloud certifications and make 60k a year. This seems very low considering what I’ve seen for average SA salaries for those who hold the AWS SAA certification. Was hoping for some insight on this and if I should seek more compensation. Thanks!

I have a younger family member (almost 13) who is very interested in cybersecurity. How can this person learn and grow in a safe manner if he/she isn’t near a city with youth clubs and etc? Idea is to reinforce ethics, but this material is far too advanced for the parents.

Just received my first offer today for an SDR role and I’m trying to grind to the top of these tech sales positions. I’m in Atlanta and my OTE is 60,000. Where should I be looking to get near the 6 figure range starting out? I graduated from the University of Michigan Business school and I have two years 2 tech experience, if that helps. Thank you!

Hi all, I’m looking to learn about how one can transition from PwC AC to PwC India.
I joined PwC AC Bangalore as a fresher and have been working here for 13 months.
I was randomly assigned to SAP, but I’ve realised I really want to move away from this and move towards what I originally planned on pursuing i.e. data analysis, I was already well versed in ML and DL with python.
If anyone has made a similar transition, it would be great if you could help me understand how do I go about this.

Recent immigrant and about to buy a car - insurance company said it would take 2 weeks to process my application. Is this normal? In the US I insured my car with one 10min phone call, so was a bit surprised

Managers, what do you do to keep stressful projects from hurting your work/life balance?

Any Wharton admits who’ve received the admit package? I’m outside the US and haven’t gotten it yet

Hi - I was wondering if anybody here had a list of recruitment agencies they could recommend that target analyst/associate roles in London- I know Dartmouth and Greenwich Partners, looking for others that people have had success with.

FCB Health? Thoughts?

Ladies- thoughts on Revolve? Like?Dislike?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

Are we on recession? My portfolio is super down - low cost ETF investor here

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

the more I want something, the harder it is to achieve. anyone has this feeling also?

Have 20k, what’s a good small business to start with this fund? Serious question here

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.