Any NYers here on a FIRE journey? Do you ever consider moving to a lower COL to put more money into your goals?

Is it worth it being a freelance actor? I don't want to sign with an agency because they'll take away a big chunk of my earnings, but it's so hard to hustle and do it all by myself.

I accepted a position within AFS on Friday, and I was told there would be quite a few approvals needed before I receive a letter. How long does that process take within AFS?

Vacation almost all on points. Plane and hotel covered. Suggestions for car rental? Not many Enterprise/Hertz points. Ik it's not the best transfer rate, but I have plenty of Chase points.

Hello Guys, I am basically a mechanical graduate and works in an operation and management role with 4+ years experience. Due to my passion, seeking to study a PG diploma course in mobile and web development as an international student in Canada. Can you guys share your opinions and view.

Hi all,

I recently heard about Stoa School for the working people, who wants to do MBA. Would anyone provide any insight if stoa school is worth to consider for MBA for working professional?

Starting a new role at Salesforce on Monday! Any tips from Salesforce employees as to what I should do to set myself up for success?

Anyone switched from Becker to Wiley and regretted it? I did and though I appreciate the bite-sized lectures, I don't enjoy it as much as Becker. My access for Becker expired already and I don't want to spend 2k again 😭 such a tough choice to make but I feel like I'm not getting what I need from Wiley.

What's up with the aggressive driving in Seattle?

New Courier company in the Quad-Cities area. Check out our website at

Recently i have got an offer from Wipro . Can someone please help me with the annual appraisal/ Hike ? What is the avg hike they give to B3 band employees?

Have an IB Analyst interview for a MM diversified industrials group, can anyone help me focus my prep?

Been digging into the obvious (e.g. resume, DCF, three-statements, basics of LBO, why IB + this bank) but don’t want to spend unnecessary time on everything that comes up in a google search if it isn’t the right approach.

My background is BSc & MSc in Acct, back office BB intern, big4 audit intern, and current title FT ~ 1.5 yrs. My current role is heavy on 3 statement models/IS forecasts.

Guys did you hear the big news???

Hi fishes,

Trust everyone is well !
I'm actively looking for a suitable opportunity ( Senior QA Automation Tester) in Singapore which can provide Visa sponsorship as well.
By any chance, does anyone have references in Singapore? I would be available immediately to join the organisation.

References will play an important role in the case of Foreigners in Singapore.
Thanks in advance.

Hi Fishes,

I've been on career break for 7 months now and willing to restart my career. Having 2.7 YOE and actively looking for UiPath jobs. Any referrals or suggestions would be much appreciated. Thanks!

After 3 years in TCS, I'm looking for a job switch. It would be highly appreciated if anyone can provide me with a referral to HCL.

Profile: Data Scientist/ML(Computer Vision, NLP)

Relevant YOE: 2

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

Best long term investment strategy against inflation to get to a large nest in for retirement?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

What stocks are you guy guys buying right now in this market?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Vtsax vs fxaix?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Are we on recession? My portfolio is super down - low cost ETF investor here