I’m preparing and writing my goals for the new year. What are you doing in 2026 to improve your personal financial process? I’ve already automated my investing and am trying to see if I can automate my payments and payment requests between friends.

I could not get myself to stop eating ice cream out of the container tonight no matter how much I knew I’d end up hating myself tomorrow for doing it :(

May be a very naive question - Do Novartis provide comapny cell phone based on the designation?

😐

What is hike % seen at pwc india tech consulting in Mumbai .
Help me understand the hike and ratings?

Is your H1B petition scanned all messy misaligned? Just want to check if that’s normal or if I should try to get the lawyers to fix. I’m paranoid it might hurt down the line

Just venting. College friend (same ethnicity but came to US with family as a kid) told me she might get a new job offer w a smaller firm, 50% pay bump. We currently work at comparable big firms but her pay is already higher than mine (hers include stocks, mine doesn’t). We did equally well in college & I know I’m just as smart. Can’t help but feel like my career’d have been much better if I did not need sponsorship. Smaller firms don’t sponsor so I work at a big firm but pay isn’t great 🙄

Why do firms not use vested stock options as incentive in earlier stages of career?

I have received 3 offers from 3 companies for PM role in the last week with my preferred company offering the least.

I would like to negotiate based on competing offer numbers - what are the things that I should keep in mind when doing so? Anything that I should be of? Like should or should I not share the actual offer letter? Etc?

Not sure if this matters but I have a total of 14YOE with 5 of them in a BA, Sr. BA roles. Started off as a software engineer.

I cringe when I'm at a friend's house and they answer their phone, find out it's a telemarketer, and just hang up on them. It's so rude. They know I have to cold-call people at my job and you'd think they would at least act like they were more respectful of the job.

When do you find it necessary to draw your weapon?

Hi Fishes,

I am an ITGC, SOX auditor working with EY.
Total yoe: 3.8. MBA from tier 2 college
CAN ANYONE PLEASE REFER ME IN PWC FOR THE SAME ROLE
Any leads would be appreciated
Thanks all!

Hi everyone,
I'm looking for team lead role (content moderation) for google client.

Can anyone please give the referral..

15 years in, and that call to the other two bidding companies never gets easier. Especially on a Friday. To all the Directors, EPs, and reps in here - thank you for what you do.

Any Boston networking events coming up soon?

Why is PWC looking for so many people in Denver? It looks like they have 70+ new posting s in the past week alone. Just keeping lines in water or what?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Anyone here from NYC? Be cool if there was a meetup.

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Are we on recession? My portfolio is super down - low cost ETF investor here

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Today I am 28! Any advice you wish you had at my age?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve