So happy to share that I'm 100% debt free! No student loans, no mortgage. I have maximum control over my income and have beefed up my saving and investing. I'm more content with frugality than I ever have been with consumerism. Now, I'm looking forward to investing enough into myself and do work that I don't detest and work less.

Simultaneously leading a Logfire and an EBS WMS project. Pray for me.

Can anyone refer me for java developer role 3.11 yrs exp

Hello! Is anyone out there hiring strategy directors? Solid experience in-house and agency-side at big names - now desperate for a change!

Hi! After 25 years of full time employment in Ophthalmology I am done with 40 hours a week bit. Does anyone know of a part-time gig in this field? Any names of headhunters?

Hello, Im new to US and still waiting for work permission, my level in embedded engineering is entry/junior and Im really motivated to start my career in US, by chance is someone interested to hire engineer like me, I can work for free before getting my work permission, I’m located in NJ

Thanks for creating this Bowl. Anyone here transitioned from cost engineering into PM? I’m working a internal consulting type of cost engineer role and is seems like a good position to gain skills in that could apply to becoming a PM in the future. I have also worked in design engineering and engineering analysis roles. Have a BS in mechanical engineering and a MS in Data Analytics Engineering.

I recently moved to Toronto from New Jersey. I’ve been applying with little success. I have a background in healthcare, non-profit, and public health. Any advice on what company I should apply to?

Ugh, is that time of year again! Does anyone have any advice on how to handle "friends" and family members who spout conspiracy theories to avoid getting the flu shot

Hey fishes!

What according to you is a decent as well as average package (current market standards) for analytics associate with 4yrs of experience? Your response will be highly appreciated. Thanks!

Hello Fishes,

Any references for Threat Hunting position in Pune?

If yes please do let me know......

Any insights into negotiating a full time salary in tech sales? Do I need competing offers to do so?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Any Sales tips? What has worked for you all when doing cold calls? And any tips and idea on building your book of biz?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

FIRE - What is your total net worth so far? What's your profile?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

What’s the meaning of life before FIRE and after FIRE?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

Anyone investing in index annuities? Can someone explain why this is beneficial?

Anyone here from NYC? Be cool if there was a meetup.

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂