Personal Finance Bowl

How often do you travel? My wife loves travelling, it's not my thing but I do it to make her happy. We take 2-3 trips every year and I feel like that's a lot. Her justification is that we make decen… more

Looking for recommendations for the best in-person, hands-on Forex training. Specifically, looking to be taught how to determine entry/exit points, supply and demand, understand indicators and how an… more

Is there a reason why I shouldn't (or can't) take two $50k loans from my and my spouse's 401ks to use as a downpayment on a new home? We will be selling our current home at the same time … more

Hi. Received a pre approved personal loan offer from American Express for $40000. The rate of interest is 9.9% for 3 years. Just wondering that someone who avails this loan ends up paying approx $6500… more

Any suggestions on ETFs? or Mutual Funds?

I racked up a a lot of credit card debt in undergrad and grad school paying for my expenses (groceries, rent, etc). I have never been delinquent but I am starting to feel like I am drowning in high interest credit cards
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I earn $400k/yr as a lawyer. I had $180k in student loans from law school until recently. I recently made a $100k payment on those loans with last year’s bonus, dropping them to $80k remaining. I p… more

When does it make sense to buy a second home closer to family? Second home will be roughly $1m and will be putting a large downpayment. I think what makes me nervous is the opportunity cost of me bein… more

My husband and I both earned promotions at our jobs recently. This will put our AGI for 2025 around 237ish mark…my husband has a ROTH IRA and already invested the max 7k. Can I max out my 401k to lowe… more

Does anyone know of a US high yield savings account that doesn’t require a monthly deposit? I have an account open but moved abroad and didn’t realize that without a monthly deposit the rate on my acc… more

My wife and I made the poor decision and we are house rich life poor. We’ve had to dial back our 401 contributions to both of your company match. We’ve barely been getting buy - if that. Our childcare… more

I am based in the UK as a resident. Meaning I am an expat.

I have a business in media as an influencer manager and I also work full time.

I would like to know how taxes work if I were to bring my busin… more

How many of you make extra payments on your mortgage? Question is more targeted at folks like me with 6%+.

Should I sell stock to pay off credit card debt?
Have about $25k in credit card debt, and $35k in PLTR.

I have a rollover IRA from a previous employer’s 401k and did a backdoor Roth IRA last year, which triggered the pro rata rule (lesson learned). I’ve just started a new job - if I roll the rollover IR… more

Is it a good idea to use a 401k loan to pay down a mortgage? I am ok with the impact on my monthly cash flow and the potential to miss out on market gains.

Best medical services to use once you’ve reached your deductible?

I’m consider a job offer. The salary is good, but it’s a smaller/newer/startup company currently with about 35 employees. They don’t offer an employer health insurance plan - instead I can pick my own… more

If you want to start a company to save taxes/expenses, would you rather do LLC or sole proprietorship?

Amex Plat or Chase sapphire reserve? I’m in my fifth year on Amex and felt the fees too high

What’s one personal finance or business decision that made you significantly richer? Looking to learn from real examples—simple, but powerful moves.

Got 100K sapphire preferred offer,150K AMEX Plat offer and 75K Amex gold offer, dm me if interested in referral link

What are the best rates for a high yield or CD today? Under 6 month?

Does anyone have advice for giving other people advice on their taxes? My sister owes 10k in taxes on a lower end of 100k salary. That seems odd. I think she did her taxes wrong but I'm not sure.… more

If I live abroad as a digital nomad but still have U.S. income, how does that affect my taxes?

This is going to be on top of personal finance, is moving to another country/digital nomad will ease whatever this situation right now?

Is it better to keep cash and wait or? Because it’s gonna be 4 years of this…

Hi, How badly will my credit score be affected if I refuse to pay the charge my former landlord sent after I moved out?
My income is low—I can barely pay my current bills. They charged me a $2,200 reletting fee for just 8 days before my … more

Have you looked at your retirement accounts today?


I would rather not…at least not yet.

Is it advisable to contribute 3% to my 401k if the employer match is delayed for two years?

Is saving money worth the extra effort? 💰
I could DIY and keep cash, or pay to free up time. But when does ‘saving’ actually cost too much? Where do *you* draw the line?

I keep debating—spend time doing things myself or pay to save effort? Some tasks drain energy but save money… How do *you* prioritize?

How do you target your budget on rent? I spent almost 50% on rent in nyc due to the location/comfort/safety/amenity…

Beginner 🐟 here. I have a Chase Sapphire Preferred card, and I want to upgrade to an Amex Gold. Before the next annual fee hits my card on May 1, how can I switch to the Amex card without paying the … more

Can using a company sponsorship for school exempt me from paying extra taxes? Need clarification.

Would abolishing the Department of Education actually help reduce student debt? Looking for insights.

Anyone have a good cpa they recco? My guy retired.

(Tax software q) I moved to a different state (TX to CA) in 2024. Used to use CashApp Taxes but they only support 1 state. Any recommendations on affordable yet accountable tax software? Currently eye… more

What is all the tariff tantrum? Do we understand what tariff is as it’s soon reflected in our bills before anyone realized