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for people who want to get better with their personal finance
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I make 150k base salary and only have two major debts: 550k mortgage principle at 3.375% w 29 years remaining; a rental property mortgage with 152k principle at 4.25% w 22 years remaining. I can usual… more

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Genuinely curious, what is the main cause of credit card debt? I am only 24 and have no expenses besides rent, food, fun, etc. I never have any issues paying off my balances on time but want to game p… more

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Need some advice on $11k in credit card debt. The interest-free period is coming to an end in April. I have several offers for a balance xfer card that will offer 0% until 2024, but have a 3% xfer fee… more

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Started filing my taxes and TurboTax informed me that I over contributed to my Roth IRA (I did the full $6000 and already put the money in FZROX). I accidentally over contributed by about $1600. What’… more

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I put 20$ a month into Ethereum (I’m a whale I know). Would you suggest switching my massive monthly investment from Ethereum to Bitcoin?

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For those who lease a vehicle, what percent of your budget does it make up? Is there a % that one should aim for? (X% of gross salary, for example)

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First time having to do my taxes this year - any recommendations / tips on how to do them? Any things to avoid?

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We’re about to have baby num 2 and my wife will stay home. What were some good cost cutter y’all ran into if somebody stayed home with the kids?

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Hello. Is it better to invest in a 401k post tax after maxing pretax or should I look at other options/funds? I assume it depends on fund performance but I'm genuinely curious. New to this. Thank … more

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Any bank recommendations for a high yield savings account in Boston area?

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Hi everyone, I am very interested in the stock market and want to start investing myself, I have been able to put some money aside to do so. Therefore I wanted to ask if anybody is doing the same/want… more

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I changed jobs in 2022 and my total 401(k) contributions between each plan ended up being a couple hundred dollars over the limit. I sent a letter of instruction to have the excess contribution remove… more

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Any help or knowledge on international wire transfers is appreciated:
My husband and I live in US. Husband has a foreign currency account in Barclays UK in USD denomination. He wire transferred $… more

Does it ever make sense to make more than the minimum payment on your mortgage, or are you generally better off putting the extra money in index funds or something similar?

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My spouse and I have established some lofty goals for the next 12-18 months but we’re at a bit of a loss as to the order in which we should tackle these goals. Any recommendations for a financial advi… more

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What’s something you stopped buying in order to save money and were surprised to realize you didn’t even miss?

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first time home buyer. got into contact w an agent on redfin who put me in contact with a “lending partner” that she wants me to meet with.

what exactly is a lending partner? are they nece… more

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Gonna do taxes for the first time this year. May sound naive but how do i do them? where doni start? everytime i gogole this everything that pops up seems super targeted towards marketing and making m… more

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Wife and I finalized our 2023 budget and are curious to see what others have done with their food budget. We have a specific budget line for restaurants/event/travel related food ($200/month). However… more

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If I withdraw money from a brokerage account like Acorns where my cash is automatically invested in multiple ETF's some of which are in the green and some in red, how are taxes calculated? How doe… more

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Question on credit card interest - I missed a payment and paid off the statement balance (full past due amount) the next day. Called Amex and they waived the late fee, but the interest charge seems ab… more

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made an account with rover after seeing a lot of people on here use it as a fun side hustle. havnt gotten a single booking😭 any tips?

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Anyone know where i can get a car loan sub 6%

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Planning to buy a car in the next couple of months. Currently drive a 2010 model and would really like an upgrade now that I have a stable job.

Looking into opening a credit Union account … more

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Any favorite HYSA?
Which one?
Why?
Percent APR?

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on my credit card transactions for chase, are the charges in my ‘pending’ category included in my total statement balance?

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My ex influenced this, and it doesn't seem to be serving me well. What should I do differently?

Post Photo
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Discussion thread: Is your 3-6 month emergency fund based off of your normal spending with things such extra subscriptions, miscellaneous items, and gifts OR is it based off of leaner spending?

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Was thinking of opening a group RRSP but just found out my company does not have contribution matching. Is this a good or bad thing? Should I not even bother? Explain this to me like I'm five pls

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I’m hoping to buy a house in the next 2-3 years. I currently have about $100k in a brokerage account that’s down ~50k (eg ~150k invested, currently at 100k). I’m considering the following options:more

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My mom recently passed away, and I’m receiving ~$35k.

Wondering where to keep it until I decide what to do with it?

Currently: max back door Roth & HSA, contribute employer m… more

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I have 40k saved for a jaw surgery 😬 and hate just seeing it sit in my bank account. Are there any year long-ish SAFE investments I should consider? Like a CD, etc. Thanks 🙏🏻

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Is there any checking/basic savings account superior to another? I currently have Bank of America but am switching my investments to Raymond James and rolling my 401k to my new companies vanguard plan… more

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Does anyone have any tips for finding the best rate for car insurance? I’m in the Bay Area if that helps. I have a specific car I want to purchase but need to get insurance for it.

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If anyone wants Marcus or SoFi referral, please let me know.
With Marcus we both will get an extra 1% APY for 3 months.
With SoFi, you will get extra $25 on top of $250 bonus + 3.75% APY

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Currently have about a 9k balance on my 401k from previous company that received services from Bank of America. Luckily I do my daily banking with them, does anyone know my options now that I can no l… more

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Do you go aggressive with your 401k/Roth IRA investments or keep it moderate? I want big gains since I’m far from retirement but I also don’t want to see my retirement fund tank with the way the marke… more

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55k in credit card debt.

160k in 401k

14k in stocks.

0 savings.

38 yo, married w/ 3 kids.

CC balances are stagnant. I just paid off ~ 30k bal… more

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What etfs are people putting money into monthly? Looking for about 4 to diversify a bit maybe about 150 in each a month, only 24 so pretty risk averse.

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My partner and I have been paying off debt and are finally in a place to start saving for a home. We were hoping to buy in the late summer when our lease ends, but is that even a good idea? Will mortg… more

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