Personal Finance Bowl

Rate my scheme :)… Let’s say someone works at a public company with an employee stock purchase program. The company offers you a 10% discount to buy their stock. You buy some and immediately sell it, … more

Bummed that Mint is now shut. What is a good alternative for a free personal finance app?

I feel very demoralized lately due to realizing that my children (young adults) have a very slim chance of being able to live a comfortable life like I did even if they work just as hard.

Any advice o… more

I was planning to open an 18-24 month CD account and I wanted to know if anyone has experience with the same. I am seeing a lot of good rates (upto 5.8% APY) from banks and credit unions. But the reviews arent th… more

Any advice on saving for retirement now that my income is above the threshold to contribute to my Roth IRA?

Hi, is there a bowl for Salaries in Finance?

The current economy isn't great, what are your portfolios?

Thoughts on Sofi loan for CC debt consolidation? Particularly from folks with personal experience? Or recommend something else?

GDP and unemployment are relatively useless economic measures. You could have the worlds highest GDP per capita, and an unemployment rate of 0% in a country where one person owning everything and all … more

What percentage do you put towards your 401k

I have a credit card debt of $28k across 3 credit cards. I pay 400$ interest every month. Apart from that, I have an education loan of $35k for which I pay $2500 monthly. My gross pay is $105k in Wash… more

Is it worth it to have HSA? Does it mean for every eligible purchase you make you get 40% tax free?

I’m picked up a new job at a new company. And I have a HSA account at my old job. Any tips on how to roll the HSA to another account? Or what to watch out for while making the transition?

Best balance transfer credit card recommendations? I’m overwhelmed by the options out there but need to consolidate some CC debt sooner rather than later

I missed 2, potentially 3 payments in a row on accident and my credit score tanked from 790 to 650 more or less… how long will it take to get it back up I’m freaking out. Don’t think I’ve been in the … more

Desperately in need of a personal loan, credit score isn't too good but improving (just started building credit because I'm foreign). I keep getting declined everywhere I apply. I don't kn… more

Not really a question about finance but money savings. There are so many folks offering solar energy installation services for little to nothing. Are they true and where can one get government issued … more

I was not paid about $2k for a freelance job because the company went bankrupt. Can I write this off on my taxes or something?

Thinking to get an Amex green card. Any thoughts on the card?

Hi all, I work for a small company with pretty lousy benefits (took this job because I was unemployed and really had no choice). I have my old employer’s insurance through the end of December. I need … more

I have the United Travel Card and while the APR is outrageous (26%) and the year fee is $95 I can't help but keep it for the airline miles i accumulate every month. Is there another card that I sh… more

Does a corporate credit card impact my credit score? I left my job a year ago and just got a call from a debt collector regarding the balance. I gave the card back with my badge on my last day and nev… more

Claiming unemployment while out of the country…

If I was going to be in Europe for one week, I was going to call into@the unemployment line and certify by phone. Would they ever trace where my phone call is coming… more

Differences between Online Savings Account and Cash ISA? Benefits/drawbacks?

What’s one thing you flat out don’t understand how people afford?

Anyone know where I can open a consumer “Zero Balance Account”? I’m trying to transfer my money automatically when paid into a main account to multiple sub-accounts automatically via triggers & th… more

Currently have the Sapphire Reserve card and regretting not getting the Amex platinum instead over better perks. Should I downgrade to the preferred and apply to the platinum or keep what I have and g… more

Why are HYSA investments recommended for short term only? Also, if I want to open an HYSA account, which firms are recommended?

Fellow fishies: how do you manage your finances and investments after marriage especially when one spouse makes more?

Hi I’m hoping people can share some mortgage data points. My husband and I have a mortgage at 5.07% for up to 726000. Maybe it’s because I’m used to rent of 2800 but I’m shocked that our mortgage with… more

Hello! Deciding between the AmEx gold card or chase sapphire preferred. Curious to hear others experience on which card is better in terms of points, etc.

Hoping to get some unofficial tax advice. Might have found our first home but monthlyis pretty steep with current interest rate environment and property taxes look high…. We currently fund Backdoor Ro… more

Where should I invest if I recently started making >$150,000? I am contributing 8% in 401K. Not investing in real estate right now.

Any suggestions for good financial advisors in the DMV area ?

Good morning, I’ve been discussing student loans with my SO recently since the save program dropped. We’ve been discussing if it’s even worth pursuing due to our income level. Based off the chart I sa… more

Hello all

I wanted some insights on 401ks and moving abroad

I am planning to move to europe within the next 2-3 years permenantly. I haven't started contributing to my 401K because I just started my… more