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What HYSA’s are you all using? Closed my amex account today because they have had too many issues with these and i havent been able to login and check my balance for months

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I'm wanting to buy a semi and start my own trucking company for agriculture. What type of money should I put up to attat this business

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I can afford buy a $3M house. Would you recommend me to buy a $3M house or a $1M house + a $2M house for investment? Location: Bay Area.

likehelpful

Hi! I purchased my first home at 23 due to family circumstances so I didn’t really know what I was doing. Seven years later, it’s in need of some freshening up and repairs. Is it dumb to get another h… more

like

I would like to monitor my stock portfolio automatically.
I read it's possible using Google sheets + Google finance, but it doesn't have all the ETFs.
Does anyone know about an alternative always using Google s… more

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Which account is the best place to save for a house down payment - HYSA/taxable brokerage/other?

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Hi all! Any HYSA recs for places that offer a good APY and no transfer fees? Thanks!

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Has anyone ever consolidated their credit card debt? If so, which company did you work with and would you mind sharing any tips with me?

I cared for a sick parent for a year and I’m finally catching u… more

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Do 3 month or 6 month t bills incur additional taxes that bonds with >12 months maturity don’t? Assume everything is held until maturity.

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Quick question on researching for information online: what issues or challenges do you usually encounter, and what details do you particularly focus on? what is your main goal ? Finding the informatio… more

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How old are you and what do you contribute to charitable giving?

Until I took finance courses in grad school I didn’t realize what a true sacrifice giving a substantial amount of money to the local church or other… more

like
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I recently got laid off , the way the job market is, it might be a while before I land a new role, what should I do with my 401k tied to my former employer? I think my 401k is divided into a 401k trad… more

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Are most people maxing out their 401k? I've only been in the workforce for two and a half years. The first year I made $55k, then got promoted to $65k. Paid off student loans in that time frame and contribute… more

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Would anyone who has experience with rental homes be willing to look over my calculations? Ultimately, the cash flow per month is ~$160 after expenses and mortgage. Just want to make sure my assumpt… more

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Has anyone had experience with filing bankruptcy without it affecting the other spouse? Separate bank accounts, taxes filed separately, etc. Their parent put a lot of debt in their name illegally, mess of a… more

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I somewhat stupidly have a bunch of money saved up in a HYSA (~100k). I don’t think I attacked personal finance correctly but now am wanting to get on track. My dilemma is: do I just dump all that mon… more

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Would I be an ***hole if I had my friend rent a car?

I have friends traveling out of state to a cabin near me for a weekend trip to celebrate my birthday.

I paid $1400 for the cabin & am not asking them to cont… more

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I have about $70k of gains in VTI.
Getting pressured to take out the gains and bank it by my spouse.
I’m not that savvy about investing - I’m a set it and forget it type mostly in VTI/VOO.

Is the con… more

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What is everyone’s view on families on a single income with the mom being a stay at home mom or both spouses working? Does it pay off to have your wife at home with the kids or are you better off with… more

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Is it common for a short term (3 mth) loan mod to have a balloon payment even if the bank is saying they'll reassess after the 3 months? This is for a family member on a car loan and I'm just … more

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Do you sell your most recent RSUs or do you wait until they’ve been awarded for over a year for tax purposes?

I’m in the 32-35% tax bracket, and RSUs are fairly new to me. I plan to sell a chunk for property in th… more

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I LOVED using intuit Mint app to track my spending but now that the app is moving over to credit Karma what is the next best app to track finances, net worth, etc?

likefunny

STUPID QUESTION! Can I use fidelity to invest into a 401k and an individual Roth IRA all on the same platform?

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What’s a good amount to have in your 401K at age 28?

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Normally I do my own taxes. However, I'm at a bit of a loss this year.

I'm trying to figure a good way to work into the analysis potential changes in Student Loan payments under SAVE vs the potential additional tax l… more

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First time home buyer here - Any advice on getting finances ready to buy a house in HCOL area? Wife and I make decent amount (about 350 household income). How much is a comfortable amount to put in do… more

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How much does everyone think they need to save before they can retire?

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Hello 🐠

I'd like to open a high yield savings account (Location - USA)

1) Any recommendations?? Thinking of either ally or SoFI
2) Is it better to open a joint account with S/O or open two separate accounts wi… more

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What are some tips / tricks your financial advisor / fiduciary opened your eyes to you about? Were there aspects to your financial plan that you didn’t already realize should be priorities?

I consider… more

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Looking for advice on what to do with my money. 32, single.

Annual salary: $170k
Student loan debt: 110k (6-7% interest on all)
Savings: $35k in HYSA
No other consumer debt
Maxing out 401k

I live in a HCOL area and want to b… more

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$110k TC, divorced (2x), 1 kid still in college (1 more year at $25k). $250k NW (401K, inherited IRA), 60 yo. Beginning to think I should continue to drink, smoke and lead a sedentary lifestyle to mak… more

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Is it worth paying off a $5k cc debt that was sold to collections?

Last payment was in 2019. Sold to a collection firm in 2020.

As far as I can tell the company has lost track of me because I don't really hear… more

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Does anyone here use Ally Bank? I love them, the only thing that is getting to me is that their Zelle transfers take 1-2 business days instead of transferring instantly like other banks

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Looking for advise on saving money I understand is hard now days but it is the ideal thing to do. Any savings plan recommendations?

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So, I am turning 38 this year and I have around $6,000 in my retirement plan. I know this isn't ideal. What should I have saved by now?

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Anyone with a cat have an automatic litter box? I’m looking at the litter robot 4 - seems to get decent reviews, but it’s ridiculously expensive. Is the $700 justified (I have 2 cats)? And is the qual… more

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The amount of comfortably retired people I see who don’t know the difference between their, there, they’re; your and you’re; and too, to, and two just reminds me how much easier it used to be to make … more

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