When does it make sense to buy a second home closer to family? Second home will be roughly $1m and will be putting a large downpayment. I think what makes me nervous is the opportunity cost of me being able use that money for other investments. So the question is when is it really the right time? My retirement goal have not been met yet so it’ll slow it down a little bit

What types of questions do you like to ask candidates during your first initial conversation with them?

Anyone here taken the LSAT and the CPA? Which one is harder?

Anyone at The Clios and want to hire a junior AD? I’m here and hungry.

Hi fishes,

I got a offer of 26lpa(23.5 fixed and 2.5 variable) from genpact and 21 lpa (20 fixed , 1 joining) from epam, not sure which one should I join. Please if someone can advice me which i should join keeping ressession in mind. Thanks in advance

Thanks for starting this!!

If you could choose any organization in this space, which one would you want to work for and why?

Is opening a boxing gym worth it?

What are the tips and tricks to waking up earlier (besides going to bed earlier)? I can’t wake up for my life of me and have been waking up minutes before my first call.

Hi Fishes, I have 2.2 yoe in Java, Spring, Springboot, Microservices, Mysql and Ci/CD I have 2 months of notice period please refer my profile if you have any opportunity for the same skillset. Please DM/Comment. TIA

What is everyone’s salary and what do you guys do?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Hi Accenture people, got offer today, asked HR about project, she mentioned it will be mapped on first day itself and will be connected with project manager. I told her i need details about the project and she said she will talk to project manager and get back to me tommorrow. Everyone says we have to search project after joining only. So any idea if this scenario can happen? Anyone got to know project details before joining? Please share ur views.

Anyone holding $APXT?

What are your top 5-10 apps you use on the daily?

Edit: daily mobile or desktop app

Is Citi a dysfunctional organization, true or false?

Hi Everyone, interesting to see that’s there’s only one bowl here about people from the Philippines! I’ve been in SaaS for the past two years and I look forward to connecting!

Am I the only one left at the end of the month trying to bill 10hour days to meet hours because I slacked off at the beginning of the month? It’s a vicious cycle. Then the end of the month hits and I’m so exhausted that I need to take it was the next week... and the cycle continues

I’m trying to make the jump from legal services to corporate IP. I’ve only been in practice for 2 years and I have 0 experience in corporate. Do I have a chance?

Anyone have a recommended tax person in Chicago?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

Google stock to buy now or after the split?

Best high yield savings products?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Any good wedding ring sources aside from Blue Nile?

Have about 5k to invest - should I do FXAIX or FSKAX?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

What does 401k mean?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.