I earn $400k/yr as a lawyer. I had $180k in student loans from law school until recently. I recently made a $100k payment on those loans with last year’s bonus, dropping them to $80k remaining. I pay $5k/mo towards the loans and will pay them off over the next year (incl bonus). My credit score has dropped 150 points over the last month from paying off my loans (I paid off 3 of the 6 individual loans). I have no other debt other than a mortgage. Can someone make this make sense?

Whether we need to give back joining bonus if we resign before 1 year but last working day is after 1 year or so?

Official WF Compensation Thread | Bonus % of Target | Salary Change % | LTI$

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Hi folks 👋🏻👋🏻

Anyone has blue points to exchange? I have 80 bluepoints. If interested then please let me know.

What does ZS mean by eligible wages in the bonus letter? X% of eligible wages, what components are covered in this eligible wage?

Hi Fishes. Just got the following offer and would like to know in hand salary. Please let me know.

Fixed: 30 LPA
Bonus: 3.33 LPA
Gratuity: 72130
Stocks: 2 LPA every year for 4 years
Benefits: 91k Broadband, meals and insurance
Total: 37 LPA plus joining bonus of Rs. 2 lakh

I have 2 offers one from ZS 8lpa + bonus + food wifi +elrp+ gradutiy and pf = 11.5 lpa

Other from LTI 10.7fixed+ annual bonus+ graduity + pf = 12 lpa

ZS is convenient travelling wize LTI is little far.
Which one should I choose

Up for promotion this year to manager, it seems that EY and Deloitte already announced no bonus? Guess promotion freeze will be next?

Hi all, I currently work 52-55 hours on average weekly and have been at my company for 4 months. I am now the only operations team member and am expected to complete all ops work alone. (Barely got trained to begin with). I work in Manhattan as well so I’m not sure if my 70k+15-20% bonus is standard or if I’m being very underpaid, especially considering that it is an employees market. Thoughts?

CohnReznick is looking to add some
Managers and Seniors to the
Transactions team. You have the
ability to work remote 100% of the
time with no travel. We have offices in
every major city. Very reasonable
hours, great offshore team, easy to use
databook and report templates, large
sign on bonus, very large performance
bonuses, and salaries that match the
Big 4. DM me for referrals.

Making the move from Chicago to Brooklyn. I'm looking for Sr. Art Director roles but open to other positions outside of traditional advertising as well. Being able to incorporate photography would be a bonus.

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

What kind of structures do everyone have for origination? Our practice is expanding to plaintiffs personal injury and exploring different benefits programs for attorneys who bring their own cases. So far we’re thinking a points system towards bonuses, but unsure.

I'm looking for Job in HR Shared Services , Currently working as Manager HR Shared Services in Genpact with 8+ years of experience in Compensation management, Appraisals, Salary planning activities, Annual Bonus activity etc..

Vacation almost all on points. Plane and hotel covered. Suggestions for car rental? Not many Enterprise/Hertz points. Ik it's not the best transfer rate, but I have plenty of Chase points.

When is bonus paid. If someone resigns and serve notice period in Dec, will they be getting bonus?

OPTUM GLOBAL SOLUTIONS: 16LPA+ 12% variable + PF + 2 lakhs joining bonus (grade: 26)

CCTC: 10.5

YOE: 3.6

Tech stack: java, spring boot, microservices

Is it good offer as per market standards or do I need to renegotiate?

Hi! My peloton is arriving tomorrow and it’s motivated me to stick with a routine and eat healthier given how much that thing costs 😅. I’ve never done pre/post workout shakes before. Does anyone have any recommendations on which protein powders to look into and when to drink the shakes? And also like what to mix with it? Thanks in advance!

What are your favorite online strength training program sites/apps?
For reference, I want to work out 3-4 times a week and want a program that balances all body parts. I'm tired of searching videos on youtube and apps.

I really like finance, but I want to be a sole proprietor. Any ideas of what I can do besides making my own hedge book?

Countdown... beginning now

I get why property is so expensive in Manhattan: it's an island. But in the Bay, it's like it's an unforced error

Best books you read this year that aren’t about sales, marketing or prospecting?

If anyone has completed the REACT associate certification or knows somebody who has please reply. It's urgent.

I’ve spent more time digging through TB/GL lines in FDD (over year experience) than I did in audit…. This is glorified audit

Anyone have any suggestions for a horse professional expert? Preferably located in the northeast.

Do professionals use Audacity?

Those who tuned into KPMG town hall, thoughts?

How is the work life balance at CBA Bangalore ? How many days a week person needs to be in office?
Any mandatory swipe in hours from office?

I strongly believe new hire onboarding should not sit in the HR/People Operations space but should sit in the HR Coordinator/HR Generalist space. As a new hire, they should be able to have a confirmed point of contact especially during their first 90 days and People Ops should not be that point of contact unless there’s system or access issues.

Another newb here, what links do you 🐠's have to give me the run down on important things I need to know about crypto and starting to invest? I just saw the documentary on Netflix and am all for taking out the old model corrupt banks and rid of classic cronyism ...

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Got to know that the current hybrid work policy (3 day wfo and 2 day wfh) is valid till december only, post which everyone is suppose to work from office.. is it true?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Have about 5k to invest - should I do FXAIX or FSKAX?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Thoughts on personal loans to consolidate Debt?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Google stock to buy now or after the split?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.