How often do you travel? My wife loves travelling, it's not my thing but I do it to make her happy. We take 2-3 trips every year and I feel like that's a lot. Her justification is that we make decent money and don't have kids, so why not? I'd rather just take one nice trip and save/invest/pay off mortgage with the money we would spend on travel.
What do you all think?

Hi Fishes,

I hope you all are doing great!

Currently I am working in TCS as SAP PS consultant and serving notice period. The last working date is 31.08.2022.
I am looking for some better opportunity in same domain.
It would be greatful if you could refer me in your organization for the same.

Thanks!

What NFTs do people hold here? I have some bananas as well as some astrohedz. About to sprin up a project in a week and drop some new NFTs

I'm on weekly NFT dev Q&A in a Twitter space. Watch the #NFT keyword on Twitter Tuesdays at 4pm Eastern.

My CD is one big 'Splainie 😡

Cleared client round and got email confirmation from HCL PM on offer. HR discussion is about to start.
6.8 yrs experience in Automation Testing and currently in Test Lead position. Getting hired for Implementation Analyst/Manager considering my previous responsibilities held and aspirations. My current total CTC is 15.5. How much can I expect? Also do HCL provide joining bonus?

Hi everyone, I got laid off today and I am now urgently looking for a job. Anyone hiring Please DM or comment with any recommendations. I have real estate and consumer relations experience and I am looking to get into project management.

What’s the best way to make your email stand out to a recruiter?

Graduated in 2020, wanted to be a graphic designer, took a job at a startup in a social media role. The boss called me the "r" word for not handling entire 13-ish accounts roster well by myself. I quit. Found a role as social media specialist. Realized (again) that I hate social media. Moved to in-house mktg manager, only to be a glorified graphic designer / someone to call the city to cut down trees. I job hopped too much, I feel my portfolio is empty. How do I restart again? I feel defeated.

Has anyone done a PCNA assessment before for a job interview? Pretty much I ace this, the job is mine. Stressing because I’ve never done one before 😰

I have an opportunity to join an investment sales team specializing in office and industrial in a tier 1 city. I would normally jump at this, but the uncertainty around everything coronavirus makes me nervous about going commission based. How are the IS brokers out there doing?

Can TCS give 14 LPA to a Software Developer having 2.10 years of experience?

Do any of you have side-jobs or maybe hobbies that you make money from? Alternatively, what do you think sounds like a good one to look into?

I’m a CPA and am weighing going back for my Masters, maybe an MBA?

Will I get any benefit from going back to get my masters?

How do people get interview call from Accenture Strategy & Consulting? I am an MBA from tier 2, 5 YoE post MBA in Financial Risk. Currently working with a Big 4.

Currently an engineer in MCOL area with 4 years experience (post graduating, not counting experience before/during college and large side gigs). I have a BS/MS/PhD in engineering and an MBA in business analytics. Currently making 100k as an engineer IV. As an engineer with a functional knowledge (but no former training) in IT and data analytics, what are the best avenues to get to 200k without changing fields and starting at an entry level position (or moving to a HCOL area)?

Who is the main contact for Ogilvy recruiting?

Hi,
I am Mahesh
Now ready to join immediately for Accounts Payable with 25 years experience in proper books keeping and accounting of manufacturing tower crane and civil engineering. I hope you are doing well for me.

Thanks for your support.


Yours Sincerely

Mahesh Shinde

Hi fishes, I am looking for an opportunity in Siebel admin/ Siebel upgrade. Currently working as a Sr Analyst. Any leads would be helpful.
Yoe: 5 yrs

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

What do you think are missing from the personal financial management apps such as emma, yolt, cleo

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Have about 5k to invest - should I do FXAIX or FSKAX?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below: