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Glorified coupon book at this point.
If you use it effectively, it pays for itself many times over. That said I'm probably switching to the Reserve, much better earner and pretty much same benefits
I was already planning on canceling mine. While I do use some coupons, I barely travel. I maybe break even overall.
If it wasn't for the Centurion Lounge, I would cancel. I have been using it a lot lately. Increased AF does make me reconsider.
Seriously, at this point everyone should get on the Ritz card game.
You can product change your Chase Marriott card to the Ritz Carlton credit card that is a cheaper CSR that has better priority pass with unlimited free authorized users who get their own. Also get an 85k point free night certificate every year.
Main difference is you earn Marriott points and not UR, but for $450 AF it’s worth it. Have to have a Marriott card that’s been around for a year and do a product change. Otherwise benefits are equal or better to CSR.
Any idea on benefits updates?