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Best financial route is to buy a 3 year old, certified used car and keep it +10 years. With 3 years, the car has had its steepest depreciation drop off and leasing is essentially rent money lost.
Consider that leasing is profitable for dealers because what you'll pay to lease is greater than depreciation over the same term. That math works in their favor. When you buy, it works in yours.
If you plan to change out cars often lease.
If you plan to keep it for 5+ years you buy.
I am in your position, I’ve just been holding off because I’m really not driving much since wfh started. I suggest using https://leasehackr.com they have a forum and calculators for you to maximize value. Some users are also lease wholesalers that will get you a much better deal than you could on your own for a fee.
Recent grad, lots of student loans, low paying job. Most attorneys aren’t in big law lol
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Post this in the Automotive bowl along with which car it is and what your needs are.
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https://joinfishbowl.com/bowl_b2xu6bdmu5
Assuming a city car is likely to get dinged up regularly, maybe a lease makes sense?