My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

What's everyone into now? I cashed out some of my CCIV but not sure where to move to next. I feel like IPOF should have some news soon...

Brand new into my career and I’m trying to juggle wanting to max my 401k, Roth IRA, and HSA, while also saving for a down payment on a house! I realize that with my current salary ($78k) doing all this is too ambitious. Any advice on streamlining my priorities and which ones I should give up on for right now? If anyone else has gone through something similar early in their career what did you do?

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

My colleague is going on maternity leave for 4 months and I was asked to cover some of her projects which are step up in responsibility than what I’m currently operating at. Some peers have suggested I ask for a raise to accommodate this but I’m not sure I agree as I’m only covering her while she’s out? What are others thoughts about this?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Hi,

My PF memberId starts with PYKRP, is it same for everyone?

I have a fantastic mortgage at Wells. Amazing rates! Message me if you want an intro.

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

“Don’t worry about the budget. If we like the idea, we’ll find the money.”

Has anybody ever found that money?

Is Bitcoin about to fall below 30k or rally back above 40k. Vote below 🔮

What’s it like in these SF Bay tech companies ? With the crazy benefits and high pay ? Any tax folks here can shed light on difference between that and PA?

26, Chicago, $39k

What is Bain’s I&D group like?

Where to buy good quality fancy socks without paying $40 a pair ?

Does anyone have any suggestions for apartments in the Arlington/Alexandria Va area under $1750 or with some specials? I’m moving there soon and need some solid options.

Could someone share job security in tiger analytics at all level??

Looking for better and competitive compensation according to the industry standard in delhi NCR region either in core IT industry or IT Consulting.

Current CTC - 250000
Expected CTC - 400000

Suggest me please.

What’s it mean if your boss tells you to start looking for a new job? What would be your first step?

Strategy at a large tech company (like Adobe, TikTok, ServiceNow, Cisco) or MBB consulting coming out of an MBA? At an M7 and both look like likely options.

Recommend some small, ethnic restaurants or grocery stores we can support this winter

hi BA's how much are you guys earning and your YOE? which company can i switch to next? i started off my career as a BA after engg, and then break of 2 years MBA. joined wipro in feb ,26.5 ctc and 8.8 YOE now. looking for 40lacs minimum next switch. it would be my 6th company

Salaries in Chicago with about 7 years of experience? Just curious

Friday is here 🤩

Guys.. Please help..
- Jpmc(28 fixed + 8-10% Variable bonus) bangalore
- Deloitte India (28 fixed + 1.5 joining bonus) Gurgaon
- Current company (bofa) retaining with 45% now and 20% in end year (total ~28 fixed only).

CC: bofa
Yoe: 6
Current location: Dehradun/Gurgaon

Should I accept ans retain in the same company??
Please help

How do you leave a DM chat on here?

Anyone on here ever traveled on Emirates?

Hi All,

Can anyone tell me the salary structure in IBM?
Compensation team told my variable will be 10 to 15% and there will be quarterly bonus depending on performance it seems?
Is this true? IBM

Best Regards

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

Hello...

Can anyone tell me what is the salary structure like allowance , facility , or other things in American express apart from CTC offered.@

I have experience in node.js and react with 3 yr fulltime and 1 yr internship. Current ctc is 6.5 lpa. How much be my expected salary?

What will be in-hand salary for 43L base component.

Genpact offered me 27LPA , however i am still to receive salary breakup. How much variable will be there in 27LPA?

What is salary fo ther quality analyst and software process training clients total experience 4 yrs

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!