My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Did anyone else adopt the new Florida Wonders curriculum? We just adopted it this school year, and I teach 4th grade. My team and I have not found a good flow, schedule, or whatever you want to call it. We feel like it teaches too many skills in one lesson, and we are not able to truly teach anything “deep” enough for students to master. Does anyone have any insight? What do you do? Do you like the curriculum? Why or why not? Would you be willing to share what you do weekly/daily? Thanks!

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Any book recommendations for grieving the death of an estranged parent?

Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

What is the name of the credit card that gives you United PQM for each dollar spent?

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

My base location is SAn Francisco, but I have not lived a single day in California this year (not planning on being there this year either). Am I eligible to get a refund on all my California taxes this year?

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Which bank account is better for salary account?

HDFC
Axis

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

I am getting ready to send my 2 year old toddler to a toddler program next week for the first time. Have to fill out a form “bathroom waiver”, which is basically allowing teachers at the school to clean my child after a potty, including genital area. I feel uneasy about this but I know I have to let them… I assume all parents have signed such waiver?

Hi Guys what should be the best ask for onsite Belgium in terms of compensation

Hi All,

My joining in ibm on 25th August..But I can join 4-5 days early. So I will ask hr to change my joining date 4-5 days earlier. So am I eligible for any joining bonus or can I ask hr about joining bonus? One other company providing the same CTC as IBM but with 1 lac joining bonus extra...TIA

Is Assistant Director at EYP same as Senior Manager at Accenture?

Does experience in financial due diligence with Big4 ensure good future opportunities ? Also how good is it for an MBA finance considering the majority of crowd I have found being CA on LinkedIn..

TIA

What are the salary slabs like in Zoho for branding and marketing team?

Just moved to the city and I'm excited to get out and try some new restaurants. What's your all-time favorite spot to grab a bite in Charlotte? (Bonus points if you can tell me what makes it awesome!)

Anyone raising desi kids in the US? What are are some of your fears?

Hi Fishes,

Iam looking for a job

YOE 3.6
UFT automation, VB script, Azure Devops, SQL queries,
Manual testing

Please suggest me a job...
Please give me likes to enable messaging. Thankyou all......

Got hired by BDO Dallas and will be starting soon, would it be such a heavy ask if I asked them to transfer me to the Austin office? My boyfriend has been trying to get a job in Dallas but he hasn’t

What are good brands for young business people. I don't like Gucci and LV cause they are so mainstream. I am in the market for a new wallet and want something that is unique and nice (thinking Tom Ford or Mulberry)

Any media buyers out there seeking order confirmation inventory at retail? I have a few new opportunities coming available in May/June.

I have cleared online test and 1st round technical interview scheduled for Monday. I would like to know how many rounds are there and how will be the interview questions. Skill set is java , microservice

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

How many dress shirts and trousers do you recommend I should have? New to this and need advice. Sorry if repost.

Would you recommend Sedona during Christmas or San Diego during Christmas with a 1.5 year old? Entertainment, safety, meaningful experience-focused.

Sedona will be much colder, possibly snowing/icy and will be hiking, hot tub, enjoying the scenery focused. San Diego will be beach, enjoying scenery focused. Both Airbnb options look beautiful. Will also have 60 year old grandparents joining

3/26/22 check in🙌🙌. I’ll be going for my AM ride soon. What are your workout plans today?

What will be in-hand salary for 43L base component.

What should be the salary expectations for mechanical engineering graduate with 5 years of experience in inventory, purchasing and as well as product costing?
Preferred city is Bangalore

Hello fishes,
I have an offer from a startup with fixed 22 LPA.
Around what will be the in hand?
No epf is getting deducted, existing employees of the start up said so.

Inhand salary in ibm for 13 lpa fix ?

Hi All,

Can anyone tell me the salary structure in IBM?
Compensation team told my variable will be 10 to 15% and there will be quarterly bonus depending on performance it seems?
Is this true? IBM

Best Regards

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000