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I think they are gonna help us to get credit card and from that only we can able to reimburse

If so it should have to be ultimately under our name

Is it lifetime free credit card?

Will there be any annual charges or any other hidden charges for this card?

This is not how it works, you must have a credit card on your name, you should pay your bills via that credit card. Every month on 10 you will get the transaction which are eligible for rembuirsment in myPay portal. Once you confirm those transactions you will get the eligibile amount on 23rd of every month which is non taxable.

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