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Rising Star
Obviously money is a factor you are already weighing up so I’ll skip that.
In terms of education many local schools have an excellent academic education so that is at least comparable to private. The benefit of private there is the wrap-around care and the fact it is all in one place. You don’t need to find football clubs or hockey clubs etc, it is all at the school. They can keep your kids busy and offers huge range of things every day. I have heard parents say that is hugely convenient.
What if you got a nanny and put the kids in state primary? From a cost perspective surely that’s much more efficient
I did fully private for kid 1 and state till year 7 for kid 2 after which they went private. For kid 1 This was more due to lack of knowledge of how the uk system works and copying what others were doing vs conscious choice.
The difference can be negligible in the early years ( focus is on phonics, basic numeracy and handwriting for the first 3 years) and it can be HUGE in the later years of junior school as parents start tutoring for the 11+ and a much higher spectrum of divergence amongst state school kids open up .
To do this job with dual working parents irrespective of which type of school you choose - you will need more than wrap around school care… you will need a reliable nanny/ Koru kids type to help after school whether that school finishes at 3:15 in state or 4:00 in private even with the after school clubs in both sectors . I actually found the wraparound care to be better, cheaper and more consistent at state school (whereby the term durations are also longer) than at private which has all sorts of highly annoying 12noon finish times at the end of term and no clubs in the final weeks of an already short term…
OP, quick clarification, is there a reason you're trying to avoid 11+? If it's about exam pressure, I'm afraid you'll find there'll be internal exams/tests with as much pressure if you're somewhere that doesn't do the 11+ as standard. I was at a (not very good) private school for both primary and secondary and we had the fun combination of 11+, private entrance exams, and internal end-of-year tests to contend with!
Not sure if we are looking at it from this angle but the amount of kids I know who don't hate their parents for putting them in private school is a very small number.
Depending on where you live, you can try state to start with and then see how it works out. Sometimes the special unique factors like the child, the teacher, the peer group make the choice for you. We started with state but unfortunately found the system is overwhelmed where we are. So moved to independent.