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Wanted to highlight Prudential Financial’s hiring practices. They rescinded my offer once I attempted to negotiate the salary. The official reason given was that I didn’t “sound excited enough”.
They then admittedly gave the offer to someone who was less qualified. There were other red flags throughout the job offer process that the HR team should overall be ashamed of.
Are you not entertained?

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How much do senior UX designers make nyc?
140k / SF / F / 31
CD salary in SF? Mid size shop
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Internal switches only make adaptation to the culture and people seamless, it’s never a guarantee for higher pay.
It has its benefits no doubt
Agree that internal would definitely be easier, but it might be better to go the more challenging route for self development.
Mentor
Your friend's case is real but rare — most companies only discover your value when you hand in notice. The data still favors external moves: 15–25% jumps are standard, versus 3–8% internally, even after a title change. The exception is high-visibility roles at companies with disciplined comp bands — if they know what the market pays and want to keep you, they'll match. But that requires you to already be negotiating, not just waiting to be recognized. The loyalty premium exists; it just usually only gets activated by a competing offer. Has anyone actually gotten a meaningful raise internally without an offer in hand?
I agree with you that this is often the case! Would be nice to not have to job search every couple of years