What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

What happens to carry if you move funds? Would your new fund “buy you out” or how should you raise this?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

Hey guys, one question. My H1B will start on Oct 1st, and I am planning to visit my home country to get H1B visa stamp. I filed my amended state tax return a year ago and did not hear from them. Does it affect my VISA or entry to the US? Or should I call them to check the status of my status tax return? Please advice

How do you choose 529 college plans. Currently in MD but will move to TX or GA in next couple of years. Any plans that avoids locking into specific state and allow to use funds for private or public colleges.

Won’t the proliferation of digital fiat currencies created by central banks (US, England, China, Sweden) make bitcoin’s success inevitable?

Bought shares in AFI and ARGO with plans to sell them this year to buy a house
Sell now before they crash even more?
Or put off buying a house untill the market bounces back?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Can I just consider stablecoin staking / interest accounts (Anchor protocol, BlockFi) as my “savings account”? 7% of my liquid NW is in cash and 10% is in stables (rest is equities and other crypto). Hoping this is enough to pay expenses + tactically and periodically deploy into equities and crypto.

I’ve got cash that I want to conserve (for bschool) and my time horizon is 1 year. It is currently all sitting in a HYSA. Should I bother moving it to a higher return investment and if so what would that be? Thank you!

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Looking for investors to get in on business ventures in cannabis. Financial diligence is solid while highly conservative. Investments are low entry points. If interested text me at 510.304.8491

I have about 50k saved up and was wondering if I should invest in real estate. I’ve noticed that the housing market is dipping in my area - advice?

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

So I am about to move to D.C this fall for work. I'm really interested in Real Estate and renting places out but don't know where to start. Should I look into getting a license or just putting down money on a place to own and then renting it out? What makes the most money? How long would it take to see income?

What is your favorite part about being a realtor?

How is the Corona affecting your jobs?

Austin copywriter wanted at Under Armour office downtown. Apply on their website. Please come help me! 🙏

Hello my RE professional. If you did the math. 1) What percent of your commissions have you been spending on the virtual experience of the homes you are selling (video, photo, drone, 360/virtual tour)

Looking for Best realtor deals available in Atlanta. I wish to sell a property but feel 6% is too high for commission. Pls share best deals you were able to get from a realtor

Moved into a new construction home and hinge side of the door on bottom corner leaks small amounts of water during rainfall. Any suggestions? Added corner seal, clear silicone, raised threshold

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Has anyone used PracticeDump to study for CFE? Is it legit? I’m thinking of getting it since it’s so much cheaper than the one offered by ACFE website

Pretty over agency life, best brands to go client-side?

Good ideas for teaching subtraction across zeros? I teach 3rd grade. Are there videos out there? The students struggle with subtraction all together.

Home for the weekend, and I'm find it more and more difficult to relate to my old high school friends. Anyone else feel this way?

Tech consulting first year associate !! How much is the bonus??

Wtf is this lax traffic right now

Why is everyone radio silent regarding the Periscope sexual harrasment lawsuit?

Thoughts on the Tech investment banking scene in Charlotte, North Carolina?

I’m a second year associate and last night I was online until 2:30 AM waiting for one specialists comment to a purchase agreement. I had added all comments during the day from everyone else, and the midlevel and senior were online as well, but it seemed very strange to ask me to stay up just to add three sentences to a purchase agreement. Is this normal?

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

Digital killed the advertising business.
Agree or Disagree?

Parental leave: do you have to be at a company or firm for a year before being eligible to take parental leave? Are there any companies/firms that don't have this requirement?

How do you handle people in your life who try to discourage you from working so much or don’t understand your ambition? I’m thinking about just cutting off a lot of people.

LLP. 2 partners with a single employee. What could my client (one of the partners) do in the way of a retirement plan? 2nd partner may or may not “be in."

What is a deeply held truth that you believe?

*** CFP Prep Materials ***
Is anyone interested in purchasing CFP prep materials? I have Dalton study materials including their course books, their review study books as well as their flash cards.

I have been in the industry for 6 yrs now. I have been offered a position with Fidelity as a PC. Currently an advisor in the bank channel. Anyone have advice on moving into this role?

Best books you read this year that aren’t about sales, marketing or prospecting?

Moving your book with a crappy written non solicitation clause at the old bd once I get the cease and desist what can and can't I do I know it's coming it always does but what is the next step?

Thinking about going independent and operating out of my home office. Does anyone have any thoughts to share about that? I’m wondering about clients coming to my home and FINRA issues.

What are some good marketing seminar techniques to use? What are good things to add in a marketing campaign to get new clients to attend?

Sometimes I feel like I am a drone that just works all the time and I have no friends.

Can someone give more information on JPM Private Banker Role Associate Level. I am being offered a 150k base. What is the catch in this role? Can someone give any insights ?

Trying to build my book and I’m making good connections but not finding any immediate opportunities. Do you cold call or rely on referrals to build your pipeline?

I already am a CFP, now thinking about getting the RICP. Who has it? What's the study time required?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

I am interested in speaking with FAs approaching retirement. Many have no continuity/succession plan. I want to help develop that plan and find them a successor. Do you know anyone I can assist?

Two of my clients have requested me on Facebook. We're really friendly but it's weird right?

Booyahh, landed hedge fund number 2 for IPOs.

I have recieved persmission to put a banner on the side of our building. It would get lots of looks as I am on Main Street in the seat of the County. What would you do?

Losing motivation to keep studying for gmat and feeling burnt out at work. Send motivation!