For those who live in LA: does it make sense to keep the Chase Sapphire Reserve and pay the $800 annual fee, given that there’s no Sapphire lounge at LAX? Are there other benefits that make it worth it?

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There’s nothing that justifies living in LA

likefunny

Live in LA; switched to Amex Platinum as the credits make way more sense. Plenty of Resy restaurants here (including less expensive options like Jon & Vinny’s), Amex Lounge and Delta lounge, and easy access to Vegas for FHR redemptions. I’d keep the CSP for transferability though.

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All the other benefits of CSR - Priority pass, credits, insurance etc…

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LA should mean using the dining credit is relatively easy

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If that were me, I would downgrade to CSP. If the LAX Sapphire lounge ever opens, you can upgrade back.

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Does CSP have the same insurance benefits?

it depends on your spending habits and travel patterns

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