Had the CSP for 18 months. Do I upgrade to the Reserve now (no signing bonus) or wait until my 24 months are up and cancel old/apply for the Reserve to get the signing?

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Apply for CSR as a new card and convert the CSP preferred to a Freedom Unlimited, if that’s allowed in your time frame. Don’t cancel the CSP keep it for the credit history

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I travel weekly so could make good use of the benefits now but that point bonus is tempting

One metric: could you earn 50k points on the CSP in those 6 months?

Wouldn’t get to 50k in the next six months...was told I couldn’t get the bonus twice in 24 months hence the waiting game

Agree with the above

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