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Good bar spots around 345 park (KPMG) lol
How much will be in hand ?
Chief
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I previously worked at a 50 attorney firm in a LCOL. $100k/yr base, $8k bonus, firm paid for 100% of all of my benefits including health insurance premiums. One of the value adds of smaller firms is they should have better benefits packages. I’m now in big law and the trade off is the benefits package sucks, $700/mo is what I paid for a PPO plan for my wife and I before our first kid.
Sounds about right unfortunately.
I previously worked at a firm with about 25 attorneys (a little over 50 employees total, including staff), and my family health insurance cost me around $1,060/month. Now I’m at a much smaller firm with only 4 attorneys and about 10 total employees, and I pay $514.87/month for family coverage.
It really depends on who is on the policy and their health, but I was surprised to find it’s literally half the cost at a much smaller firm compared to the larger one. It seems backwards, but every firm’s plan and pool of insured employees can make a big difference.
Should also mention this is for a PPO, annual deductible is $1500
So it’s a trade off. I’ve got comparable costs with a 6000 deductible
Same as what I paid years ago when I was at a firm so unfortunately that’s the reality of the working class
Yes. Employees don’t realize how expensive health insurance can be. You’re fortunate that the firm is paying for you AND your spouse.
I pay $1600/mo for my family at a BigLaw firm lol
Yeah and what’s your salary buddy? Paychecks for this person are probably about $2k each check.
Yep
Ooo
Your firm may pay most of your benefits, but you are paying the entire coalition of your spouse's coverage. Depending on your firm size and average age, it could be expensive.
Rising Star
Is that what you pay or is that ehat your employer is paying?
Rising Star
I know, I saw that. It did eventually allow me though and I replied lol
Much depends upon the state you work in (California a tough state in which to negotiate Healthcare).
I’m at a firm with about 140 employees (lawyers + staff) and I pay $260/month for just me for BCBS PPO plan, with about a $4K deductible. That is what I personally pay out of my paycheck per month, and the firm pays the balance of the plan premium. My firm also pays for dental in full. I do pay for my husband outside of the firm on a private BCBS plan that was grandfathered after Obamacare. That costs $1,000/month for just him. To add him to my firm policy was going to cost about $1,100/month in addition to my amount, so we’ve just kept that separate insurance.
Obamacare really screwed our rates and options, as rates about doubled afterwards and the ability to obtain health insurance whenever you want has completely changed along with the prior competitive options that used to exist.
Unfortunately, this is the ridiculous, extremely expensive system (and the unreasonable, very expensive insurance companies) that we’re stuck with.