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Too real 😭

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TPG posts monthly valuations of loyalty program points.
BCG is right here. If you’re not getting at least the TPG valuation, it’s not a good redemption value.
Yea every month when I transfer the ~10,000 AMEX membership rewards I accrue for $125 into my Schwab brokerage account. Racking up a ton of United miles and Bonvoy points each month as well. With AMEX I feel like I’d just spend my points on stupid things I don’t need in their store. Why not invest those..
Jk reason is bc my company has a strict corporate card for all purchases policy. Additionally, I use AMEX Gold card for all dining/groceries so I think I’m getting good value
As of this week I've enough Hyatt points to stay in Maldives for 25 days. That's 25k USD worth right there.
9 Suite upgrades - another ~5k each (if applied to a 7 night stay each)
All I need is time off work to actually use the damn things!
You'd be wrong. Again.