I have some 400k delta skypesos and would like to go to asia next year. How should i use it well?

Thoughts on states taxing student loan forgiveness as income ? I admit I don’t know much about tax law but I feel like it shouldn’t be considered income unless they’re sending out checks to everyone. 10k off the balance of my loan shouldn’t be considered income.

thoughts on nexo as an exchange platform? heard they payout interests daily

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

Anyone in the foothills? Wife and I moved to CO last year and bought a home in Conifer. Love it up here, but would be great to meet some peers!

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

AMA: International Travel (US to Europe) During Coronavirus! I found very little info on this topic before my trip and had a bunch of questions which I wish someone could have helped with. Now, a friend and I both traveled US to Europe in the last week, different routes, in Econ/Biz. For anyone else looking to do the same, I’m happy to answer anything about the process - check in, flights, mask usage, security, visa checks, airports, social distancing, etc.

If you could right now, would you buy a house in full cash or invest in the market?

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

How old were you when you bought your first house?

How many times do you look at your checking account a day

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Oh Elon.... 500x returns for some put holders who bought OTM today...

Planning a trip to Rome and Naples with day trips to Tivoli and Pompeii. Is 1 week enough? I feel like reading through 3/4 day Rome and 2 day Naples itineraries, the trip seems rushed. I have unlimited PTO but my SO is limited in time (but luckily he can work extra hrs and then use less PTO). I would say max we could do is 1.5 weeks but adding on 3-5 more days seems almost too much? Thoughts? For reference, I did Venice-Florence-Rome in a week and it seemed okay but it also wasn’t as planned out

Looking at an engagement in Philly downtown for 9-12 months. Just moved to DC during COVID so not familiar with how bad commutes/traffic can really be. Should I relo or just take Amtrak/drive weekly? (PS: no kids, no wife, no pets)

1st time going to Spain in May. Thoughts on the itinerary? Barcelona 4 days -> Seville 3 days -> Cordoba 1 days -> Grenada 2 days -> Madrid 3 days

What are people’s firms telling them about client travel once we go back to in person. I’m hearing some will be 50%, while others 80%.

The son of a friend is an advisor and is giving up. He has approached me about taking over his book, evidently only about $1.5M.What would be a fair amount to pay for this?

Hey guys, where do you recommend for living near Times Square on a 70-80k base salary-- for my first year in the city? I’m budgeting $1500-2500 for my half as I’m expecting a roommate.

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

Hi all, I have the Sales Cloud Consultant exam coming up , Any tips on online study (besides trailhead) from those who already got the cert? Or any Deloitte resources?

Got offer from coforge.
Test Specialist role.
Is the test Specialist role equivalent to manager and
Is they provide work from home?

Does anybody have insight into SAP’s Academy for Customer Success?

What is the longest you have seen someone with less than 50% utilization stay in a firm?

Hi all,
Been doing privacy for about a year now in-house. Got my CIPP/US.
Having major imposter syndrome still. I feel like the minute I finally have a grasp, something changes. The law and nuances just seem overwhelming. Maybe it’s just a lack of guidance/uniformity in the US. I’m not sure if I feel this way because it is simply the nature of the work or because I’m just not capable.
😔

Need Likes !

Hey fellow fishies, anybody have any insight on working at Ogilvy Health? Any red flags for PM?

I’ve been promoted with a title but not the responsibilities. I’m job searching and am primarily looking at postings that don’t include my promoted title — I’m not sure how to professionally articulate in an interview why I would be willing to take a “step down”. As I see it, I’m looking for a lateral move because I don’t actual have experience as a true “senior”.

What would you recommend someone starting tas (campus hire) early next month do to prepare. I am CPA eligible, but not sure if I should spend my time on that or study finance or just relax. Any recommendations?

What tax issues uncovered during tax DD can affect the FDD report?

Interviewing now, chances of being hired before the new year?

Post MBA🎓 Career Advice❗️

Big Tech👨🏾‍💻
or
Big Consulting 📊

And why?

KMPG 🐠 Senior Associate, NYC

Just putting a feeler out, my lease is up in Harlem and I’m looking to move to Brooklyn (preferably Williamsburg).

25 Male, reach out to me if you’ve got a room to fill. Budget max at $1200/month.

At the donor egg phase and just not dealing with it well. Having all kinds of regrets if I tried hard enough. Maybe should have ate better, tried all these different things. Did I do IVF too quickly? Some say IVF makes your eggs worse. Is this true???

Simple controls to automate using data analytics?

Will my lifetime SPG nights and lifetime Marriott nights get combined in the new Marriott program?

Missing nights from the Marriott-SPG just reappeared in my account! Anyone else ?

How can we redeem American Airlines miles on Qatar?

Can someone rank all marriot properties for me. I don't use marriot and don't know the different between a Fairfield inn, residence inn, courtyard, etc.

Will end up at 65 Marriott nights for 2018. What would you select for your annual choice benefit? 5 elite night credits or is that pointless?

How long did it take you to reach 800+ credit? I have a total of 4 credit cards (averaged 2 yrs) but always seem to hover at 750-780

I am sick of seeing these SPG Marriott posts!! Can we talk about something else for a change?

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Just booked flight to Hong Kong. Best SPG/Marriott to book on points? Trying to find proximity to good nightlife, restaurants, and public transportation. (Cont.)

Worth redeeming SPG/Mar points for stays before the two-tiered redemption changes post August 18? Seems to me like an excuse to devalue points and place redemption in a higher tier?

Is the a black market for rewards points? I want to get rid of my delta points for either American or Marriott points

Any other 🐠 enjoying this HOT mess at JFK Skyclub? Is there some sort of bake sale on diamonds I missed?

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

Looking to apply for venture x before the offer goes away today. Anyone out there willing to share some of their referral bonus? 50 bucks?

Does anyone know where on the United website where I can see all my future PQMs, PQDs, and PQSs for the rest of the year?

Any suggestions on SPG/Marriott hotels in Barcelona for personal travel?

New Delta Marriott deal - 2 miles per $1 spent. Anyone switching to earn miles?

amex platinum >>>> csr if you think about it

Have some big trips planned for next year so I would like to upgrade my Delta gold AMEX to Platinum (need that MQD waiver 💸). I heard that if I upgrade I won’t get the 50k sign-up bonus miles, so should I just close my gold card (not my oldest card) and open a new Platinum one?