Hello…. Pls help with the below questions as trying to start IVF treatment. There is so much confusion on medication

1. Insurance Deductible is 3500, and currently have a balance of 2200 more to meet the deductible. Will I be required to pay balance 2200 it applied on the IVF medications to dispatch?
2. SMP pharmacy offered way lower prices but costs nearly 4000 will be totally out of pocket.

What should I do in this scenario, want to use the benefits and spend less from my pocket.

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Been through this journey, big time.

Pay for all drugs out of pocket and don’t think twice about it - they are much, much cheaper if you pay by cash, and you then save against your lifetime $50k balance.

The drugs should count against your deductible. But the point above still stands even if you have met your deductible.

You want to save that $50k as much as possible as you don’t know how many cycles you will need/want. It is much cheaper in the long-run to pay for the drugs with cash. DM me if needed.

likeuplifting

Yes please DM

OP can I connect with you as well to get some more information regarding the drugs ?

Yes

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